Hillcrest: Personal Line Underwriter

The Personal Underwriter will assess personal insurance applications, analyze risks, and determine suitable policy terms and coverage. This role combines analytical expertise with client engagement, ensuring accurate risk assessments while maintaining strong relationships with brokers and clients. Key Responsibilities: Evaluate personal insurance applications and assess associated risks. Determine policy coverage, terms, and premiums. Issue and manage policies and endorsements according to company guidelines. Build and maintain strong relationships with clients and brokers. Manage a client portfolio, providing expert advice and support. Ensure compliance with regulatory standards and internal policies. Collaborate with the claims department on underwriting matters. Conduct market research to stay informed on industry trends and emerging risks. Maintain accurate documentation of underwriting decisions. Respond promptly to client inquiries to ensure service excellence and retention. Key Attributes: Strong attention to detail and accuracy. Proactive and solutions-oriented mindset. Excellent customer service skills. Effective communication and negotiation skills. Collaborative team player. Requirements: Matric (Grade 12) or equivalent. 25 years experience in personal underwriting, preferably in short-term insurance. Relevant insurance certifications (e.g., NQF Level 4/5, RE5) advantageous. Strong analytical, decision-making, and interpersonal skills. Knowledge of personal insurance products and underwriting principles. Experience in claims and commercial underwriting advantageous. Good telephonic etiquette and strong administrative skills. Driver’s License & own transport. Remuneration: R25 000 R30 000, depending on experience Only shortlisted candidates will be contacted