Qualifications and Experience:
- A relevant 3 -4 year qualification in Commerce or Agricultural Economics or Accounting degree
- Credit granting experience in corporate banking and structured investments business
- Collectively approve loans and credit limits under delegated authority within the Regional Credit Committee (RCC), and review transactions for recommendation within delegated authority mandate.
- Prepares credit executive summary and present to Lending Committees (PCC, ECC, CIC & Full Board) with clear recommendations, with conditions of approval financial covenants to manage risk.
- Declines transactions if not bankable applications before escalated to the relevant committees.
- Manage Credit Committee processes and policies and guide the chairperson and other committee members.
- Manage Credit and Investment Committee processes in conjuction with Board Secreatariat.
- Manage the PCC & ECC records (attendance register and declarations, agenda,minutes,decision forms, risk ratings) and safe keeping of all PCC, ECC, CIC and Full Board decisions to adhere to the governance procedures.
- Actively provide input in the review and or improvement of the Credit Policy and Procedures in order to enhance and ensure that the legal and business requirements are met.
- Quality Credit Assessment and Credit Risk Management.
Critical Competencies
- Microsoft Office
- Risk management principles
- Knowledge / Experience of compliance systems / tools
- Compliance Management Principles
- Knowledge of Compliance related legislation
- Knowledge of Business and credit Principles
- Knowledge of primary, secondary agriculture sector finance
- Appraisal of credit proposals for business/corporate lending, and deal structuring
Please note that if you have not received a response within 14 days of submitting your application that your application was unsuccessful.
However, please keep a lookout on our website, Six Sense Consulting
Credit Manager: Cb&Si position available in Gauteng, Centurion. This job position was posted by Six Sense Consulting. The job has been posted as a char8000 ad on 2025-02-27 at 01:05:30 in the Finance Accounting category
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