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Johannesburg: Credit Manager: Secured Products

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Job Description

Job Title: Johannesburg Credit Manager: Secured Products

We are seeking a highly skilled and experienced Credit Manager to join our team in Johannesburg. The successful candidate will be responsible for evaluating, recommending, and approving SME lending deals within delegated authority.

Key Responsibilities:

Evaluate and recommend lending deals, conducting detailed financial and cash flow analysis to assess credit quality and sustainability
Work closely with Legal and Business Development teams to structure and finalise secured lending, asset finance, and working capital deals
Present professional credit assessments to the Credit Committee, highlighting key risks and mitigations
Monitor portfolio performance, identify early warning signs, and take proactive corrective action

Requirements:
Postgraduate qualification in Commerce, Finance, or Business
Minimum 3 years in corporate or business lending, or 5–7 years in secured lending
Strong knowledge of credit evaluation, risk management, and collateral
Confident decision-maker with sound analytical thinker who is comfortable working under pressure and enjoys problem-solving

Note: Please submit your application to [insert contact details]

About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

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When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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