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Parow: Credit Manager posted by AtripleA recruitment & temps

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Job Description

About the Role

We are seeking an experienced Credit Manager to join our team in Parow, Cape Town. As a key member of our credit management department, you will be responsible for developing and implementing credit models, leading the design and development of credit automation initiatives, and ensuring compliance with regulatory standards.

Key Responsibilities

  • Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools
  • Analyse and integrate data to refine credit decisioning systems, ensuring they align with industry best practices and regulatory standards.
  • Drive automation initiatives to streamline credit evaluation and approval processes.
  • Make credit recommendations and approve credit applications within authorized mandate levels, ensuring the placement of quality assets.
  • Implement responsible lending practices to minimize risk and ensure compliance.
  • Assess and manage credit risk across new and existing client portfolios.
  • Conduct thorough credit assessments to ensure the acquisition of high-quality assets while mitigating potential risks.
  • Monitor credit performance and provide insights to adjust risk parameters as necessary.

Requirements

  • Grade 12
  • NQF Level 7 or Higher in a Financial or Banking related field essential.
  • CIMA, Credit management degree or equivalent will be advantageous.
  • 2-5 years’ experience in a credit management environment
  • Experience in commercial finance.

Qualifications

  • Completed NQF Level 7 or higher in a financial or banking-related field

Salary & Benefits

Not specified

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Other IT/Computer Jobs in Western Cape

The Western Cape, situated on the south coast of South Africa, is home to a thriving IT industry that offers a diverse range of career opportunities for professionals with expertise in various fields.

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The job market in the Western Cape is highly competitive, with many major companies and startups operating in the region. The province’s strategic location, combined with its well-developed infrastructure, makes it an attractive hub for businesses looking to establish themselves in Africa. As a result, there is a high demand for skilled IT professionals who can support the growth of these companies.

The average salary ranges for IT professionals in the Western Cape are as follows: software engineers and developers can expect to earn between R800 000 to R1 200 000 per annum; data scientists and analysts can range from R600 000 to R900 000; cybersecurity specialists can earn anywhere from R500 000 to R800 000; and IT project managers can command salaries ranging from R400 000 to R700 000. These figures are based on industry standards and may vary depending on factors such as experience, qualifications, and company size.

To succeed in an IT career in the Western Cape, professionals need to possess a range of key skills, including programming languages (Java, Python, C++), data structures and algorithms, software development methodologies, cloud computing (AWS, Azure, Google Cloud), cybersecurity principles, and excellent communication skills. Additionally, knowledge of industry-specific tools and technologies, such as SAP or Oracle, can be highly valued.

Several major companies and industries are actively hiring IT professionals in the Western Cape. For example, tech giants like IBM and Dell have a strong presence in the region, while financial institutions such as Standard Bank and First National Bank also have significant IT departments. The automotive industry is another major sector that employs IT professionals, with companies like Toyota and Volkswagen having operations in the province.

Career growth opportunities are plentiful for IT professionals in the Western Cape, with many companies offering training and development programs to help employees upskill and reskill. With experience, professionals can move into senior roles such as technical lead or manager, or transition into related fields like business analysis or consulting. The region’s entrepreneurial spirit also makes it an ideal location for startups, providing opportunities for IT professionals to launch their own businesses or join innovative companies that are shaping the future of technology.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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