Job Description
About the Role
We are seeking a highly skilled Credit Analyst to join our team at Empire Recruitment. As a key member of our credit assessment function, you will be responsible for evaluating SME and public sector applications, applying sound credit lending principles and financial analysis to approve or escalate decisions. If you have a passion for finance and excellent analytical skills, we encourage you to apply.
Key Responsibilities
- Full-spectrum Credit Assessment
- Evaluate SME and public sector applications, applying sound credit lending principles and financial analysis to approve or escalate decisions.
- Financial & Non-Financial Analysis
- Use your analytical toolkit to assess complex financials, identify risk trends, and recommend actions that support long-term portfolio health.
- Stakeholder Collaboration
- Work closely with internal teams to provide meaningful insights, communicate credit decisions, and ensure seamless feedback loops.
- Operational Excellence
- Maintain accurate tracking registers, manage meetings, assist with credit policy enhancements, and contribute to ad-hoc strategic projects.
- Proactive Risk Management
- Drive “first-time right” decisions and support arrears prevention through well-informed, high-quality assessments.
Requirements
- Minimum 3 – 5 years of Credit experience, ideally within financial services or asset finance
- Solid understanding of credit lending principles, financial statements, and risk assessment
- Strong analytical abilities with high attention to detail
- Excellent communication skills — able to tailor messages to multiple stakeholders
- Techsavvy with MS Office and business systems; understanding of AI is a plus
- A resultsdriven and resilient mindset with a commitment to ethical decision-making
Qualifications
- Relevant qualification in Credit Risk, Accounting, Finance, or similar
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Finance/Accounting Management Jobs in Gauteng
In Gauteng, South Africa, the finance and accounting management field is a significant contributor to the province’s economy, with various industries relying on skilled professionals to manage their financial operations. Typically, this field offers stable employment opportunities with good prospects for career advancement. Generally, the demand for finance and accounting managers remains high across multiple sectors.
Salary expectations for finance and accounting management positions in Gauteng are generally broad and can vary widely depending on factors such as experience, company size, and industry sector. Broadly speaking, salaries typically range from R400 000 to R1 500 000 per annum, with senior roles often commanding higher remuneration packages. However, these figures are subject to change and may not reflect actual salaries for specific job openings.
Common skills required for finance and accounting management positions include proficiency in financial software, strong analytical and problem-solving abilities, excellent communication and leadership skills, experience with financial reporting and regulatory compliance, knowledge of financial management principles and practices, and a solid understanding of taxation laws. Typically, candidates with a degree in finance, accounting, or business administration are well-suited for these roles.
Finance and accounting managers can be found across various industry sectors, including the financial services sector, technology industry, manufacturing sector, and more. The financial services sector, for example, often employs finance and accounting professionals to manage its operational finances, while the technology industry may require them to oversee the financial aspects of software development or IT projects.
Career progression opportunities in this field are generally good, with experienced finance and accounting managers often moving into senior roles such as department head or director of finance. Many companies also offer training and development programs to help employees acquire new skills and advance their careers.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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