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Durban: Credit Analyst (CH1200)- Fully Remote

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Job Description

About the Role

Our client, a developmental credit provider, is seeking a highly analytical Credit Analyst to join their remote team. The successful candidate will utilise strong data skills and experience in credit risk or financial analysis to generate insights that guide strategic decisions, support policy development, and enhance risk monitoring across the portfolio.

Key Responsibilities

  • Analyse large credit datasets to identify portfolio trends, concentrations, and emerging risks.
  • Develop and refine credit risk models, scorecards, and testing frameworks.
  • Produce regular reports and dashboards on portfolio performance, delinquency trends, and risk exposure.
  • Use statistical and financial techniques to assess the impact of macroeconomic, sector, and policy changes on portfolio risk.
  • Collaborate with data, risk management, and finance teams to improve data quality and analytical processes.

Requirements

  • At least 5 years of working experience in credit risk, portfolio analytics, or financial modeling.
  • Strong skills in data analysis tools such as SQL, Python, R, or advanced Excel (experience with BI tools like Power BI advantageous).
  • Solid understanding of credit risk principles, portfolio management, and regulatory requirements (e.g., IFRS 9, NCA).

Qualifications

  • Bachelor’s degree in Finance, Economics, Statistics, Data Science, or a related field (postgraduate or certifications advantageous).

Salary & Benefits

[Salary details not mentioned in original]

Note: The salary section is left blank as it was not mentioned in the original job description.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

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About Accounting / Finance Jobs in eThekwini

The accounting and finance industry is a vital component of eThekwini’s economy, providing essential services to businesses, governments, and individuals. Generally, job seekers in this field can expect a stable and secure career with opportunities for growth and development. Typically, roles in accounting and finance are found across various industries, including financial services sector, technology industry, manufacturing sector, and public sector.

Salaries for accounting and finance professionals in eThekwini vary widely depending on factors such as experience, company size, and industry sector. Common salary ranges for entry-level positions typically start between R200 000 to R300 000 per annum, while senior roles can range from R500 000 to R800 000 or more. However, these figures are general estimates and actual salaries may vary significantly. It is essential to research the specific job market and industry trends to determine realistic salary expectations.

Common skills required for accounting and finance roles in eThekwini include proficiency in financial software, such as SAP or Oracle; strong analytical and problem-solving skills; excellent communication and interpersonal skills; experience with budgeting, forecasting, and financial analysis tools; a solid understanding of tax laws and regulations; and a degree in accounting or finance. Additionally, many employers require candidates to hold relevant professional certifications, such as the Chartered Accountant (SA) designation.

Accounting and finance professionals can be found across various industries, including financial services sector, technology industry, manufacturing sector, and public sector. The financial services sector is often a major employer of accounting and finance professionals in eThekwini, while the technology industry also provides many opportunities for growth and development. Other industries, such as manufacturing and construction, also require skilled accounting and finance professionals to manage their finances effectively.

Career development opportunities are abundant in the accounting and finance field, with many employers offering training and development programs to help employees advance in their careers. Typically, experienced accountants can move into senior roles or take on leadership positions within their companies. With experience and additional certifications, accountants can transition into management roles, such as financial controller or accountant manager, or pursue career paths in finance consulting or public practice.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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