Job Description
About the Role
We are seeking a highly skilled Business Analyst to join our fast-growing fintech team in Cape Town, South Africa. As a key member of our payment gateway and card processing team, you will have the opportunity to build world-class payment experiences and shape the future of digital payments in South Africa.
Key Responsibilities
- Analyse and define business requirements for new and enhanced payment gateway features.
- Map and optimise end-to-end card payment flows including authorisation, settlement, reconciliation, 3D Secure, tokenisation, refunds and chargebacks.
- Translate business needs into clear functional specifications and user stories for engineering teams.
- Support delivery teams through the full SDLC from requirements, to UAT, to merchant rollout.
- Stay ahead of South African payments trends, scheme mandates, PASA rules, and regulatory updates.
- Work across Product, Technology, Risk, Finance and Operations to ensure seamless payment experiences.
- Partner with merchants and partners to explain payment flows, troubleshoot issues and improve performance.
Requirements
- 2-5+ years in SA payments, specifically payment gateways or card-not-present processing.
- Strong understanding of:
- Payment gateway card acceptance
- 3D Secure (1 & 2), tokenization, card vaulting
- Settlement, reconciliation, chargebacks
- Fraud prevention and transaction risk analysis
- API-based payment integrations
Qualifications
- Bachelor’s degree or equivalent qualification in a relevant field.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other Finance/Accounting Jobs in Western Cape
In the Western Cape, the finance and accounting profession is a thriving industry with a strong demand for skilled professionals. Typically, the job market trends indicate a steady growth in the need for finance and accounting expertise across various sectors. This is often driven by the increasing importance of financial management, regulatory compliance, and data-driven decision-making in businesses.
When it comes to salaries, it’s common to see broad ranges varying depending on factors like experience, company size, and industry sector. Generally, entry-level positions can expect salaries ranging from R250 000 to R400 000 per annum, while senior roles may command salaries between R600 000 and R1 200 000 or more, depending on the individual’s qualifications and level of expertise.
Common skills required for finance and accounting roles in Western Cape include proficiency in financial software such as QuickBooks, Xero, or SAP; strong analytical and problem-solving skills; excellent communication and interpersonal skills; attention to detail and organisational abilities; knowledge of tax laws and regulations; and experience with budgeting and forecasting tools. Typically, a degree in commerce, accounting, or a related field is also essential.
Industry sectors commonly employing finance and accounting professionals include the financial services sector, technology industry, manufacturing sector, and corporate organisations. These roles often involve providing financial guidance, managing budgets, preparing financial reports, and ensuring compliance with regulatory requirements.
For those looking to advance their careers in finance and accounting, career development opportunities abound. Typically, experienced professionals can move into senior management positions or pursue specialisations like forensic accounting, audit, or financial planning. Others may choose to transition into related fields like business consulting, investment banking, or entrepreneurial ventures. With continuous learning and professional development, finance and accounting professionals in Western Cape can enjoy a rewarding and challenging career with opportunities for growth and advancement.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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