Develop and execute strategic plans to optimise collections performance and profitability. Design and monitor predictive models and collection strategies across the full customer lifecycle. Analyse portfolio trends, identify risks, and recommend actionable data-driven solutions. Oversee forecasting, scorecards, and reporting automation in collaboration with the BI team. Drive continuous improvement through champion/challenger testing and campaign optimisation. Partner with operational teams to embed analytics and models into decision-making processes. Identify and implement system, process, and policy enhancements that align with business strategy. Education: Honours Degree or equivalent in BCom (Finance, Economics, or Statistics) , Actuarial Science , or BSc Engineering (preferred). Experience: Minimum 5 years experience in a similar analytics, credit, or collections strategy role. Proven track record in developing and implementing data-driven collection models. Exposure to the banking or financial services sector is advantageous. Skills: Strong technical proficiency in SQL, R, Python, AWS , and Advanced Excel . Exceptional analytical ability with a strategic mindset. Strong communication and stakeholder management skills. Focused on efficiency, continuous improvement, and measurable performance outcomes. Performance Indicators: Improve collections rate and yield %. Reduce cost to collect and non-performing loan ratio. Enhance portfolio profitability and net lending margin. Apply Now! If youre ready to elevate your career and make an impact through data and strategy, apply today! For more exciting Finance, Data Analytics and Actuarial opportunities, please visit:

Key Responsibilities: Lead the development and optimisation of end-to-end collections strategies that drive portfolio performance. Design, implement and monitor predictive models and champion/challenger campaigns across the credit life cycle. Analyse portfolio-level data to identify trends, risks and opportunities for improvement. Partner with BI and data teams to ensure meaningful dashboards and automated reporting are rolled out. Guide operations through data-driven strategy that enhances recoveries, improves yield, and reduces cost to collect. Job Experience and Skills Required: Honours Degree or equivalent in BCom (Maths, Stats, Finance, or Economics), or Actuarial Science. Minimum 5 years in a similar collections or credit strategy role within financial services. Advanced SQL, R, Python, AWS, and Excel proficiency required. Prior experience in financial services or banking is a strong advantage. Ability to translate complex data into actionable business insights and communicate effectively with both technical and non-technical teams. Apply now! For more exciting Finance vacancies, please visit: