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Centurion: Credit Manager: Corporate Banking And Structured Investment posted by Fempower Personnel

Credit Manager: Corporate Banking And Structured Investment

Posted on 2025-03-02

Employer Fempower Personnel
Salary 0
Category Finance Accounting
Location Gauteng  /  Centurion

Job Summary

MAIN PURPOSE OF THE JOB

The Credit Manager is responsible to manage and make decisions on the credit assessment processes, make recommendations on the granting of credit on all applications received from Corporate Banking and Structured Investment for final approval for new and existing facilities.

Collectively approve loans and credit limits under delegated authority within the Regional Credit Committee (RCC), and review transactions for recommendation within delegated authority mandate.

Prepares credit executive summary and present to Lending Committees (PCC, ECC, CIC & Full Board) with clear recommendations, with conditions of approval financial covenants to manage risk.

Declines transactions if not bankable applications before escalated to the relevant committees.

Provide bankable solutions to Corporate Banking and Structured Investments (CB&SI).

Manages and mitigates potential risks for the Bank within the approved mandate of the Bank and acceptable risk appetite in accordance to the approved Credit Policy by reviewing deals and providing appropriate and bankable structures to suit both the Bank and Client, if necessary proposing more risk effective deal structures.

Ensure that relevant management information is captured to produce CROM report and ERCO report.

Manage Credit Committee processes and policies and guide the chairperson and other committee members.

Manage Credit and Investment Committee processes in conjunction with Board Secretariat.

Manage the PCC & ECC records (attendance register and declarations, agenda, minutes, decision forms, risk ratings) and safe keeping of all PCC, ECC, CIC and Full Board decisions to adhere to the governance procedures.

Actively provide input in the review and or improvement of the Credit Policy and Procedures to enhance and ensure that the legal and business requirements are met.

Effectively liaise, advise and communicates with the relevant stakeholders within the Land Bank to action performance gaps and variances in the credit evaluation process and guide business as to inform the type of deals selected and presented.

Manage, control and authorize tasks performed by Credit Analyst.

Coach & guide Credit Analysts and manage their performance.

Preferred Minimum Education and Experience

  • A relevant 3 -4-year qualification in Commerce or Agricultural Economics or Accounting degree
  • 6 – 8 years Credit granting experience in corporate banking and structured investments business

Critical Competencies

  • Microsoft Office
  • Risk management principles
  • Knowledge / Experience of compliance systems / tools
  • Compliance Management Principles
  • Knowledge of Compliance related legislation
  • Knowledge of Business and credit Principles
  • Knowledge of primary, secondary agriculture sector finance
  • Appraisal of credit proposals for business/corporate lending, and deal structuring

Additional Requirements

  • Extended hours as and when required.
  • Travel as and when required.

Credit Manager: Corporate Banking And Structured Investment position available in Gauteng, Centurion. This job position was posted by Fempower Personnel. The job has been posted as a premium ad on 2025-03-02 at 13:00:31 in the Finance Accounting category

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