Ekurhuleni: Credit Manager posted by Unique Personnel Ltd

About the Role

Unique Personnel Ltd is seeking an experienced Credit Manager to join our team. As a key member of our finance department, you will be responsible for managing and controlling our organization’s credit granting process, ensuring that credit risk is effectively evaluated, monitored, and minimized while enabling sustainable sales growth and maintaining healthy cash flow.

Key Responsibilities

• Develop and maintain the company’s credit policy and procedures.
• Conduct credit assessments and evaluate new and existing customers.
• Approve or recommend credit limits and terms in line with policy.
• Monitor credit exposure and portfolio risk regularly.
• Maintain updated customer risk ratings and ensure compliance with credit terms.
• Oversee daily debtor collections and allocate payments accurately.
• Review the age analysis weekly and take corrective actions for overdue accounts.
• Negotiate and manage payment arrangements where necessary.
• Work closely with the sales team to address disputed invoices.
• Recommend write-offs and provisions as per company policy.
• Communicate credit terms clearly to customers.
• Resolve customer account queries promptly.
• Liaise with the sales department to align credit decisions with commercial strategies.
• Support customers with documentation and payment arrangements when required.
• Attend key account review meetings to manage credit-related risks.
• Oversee and ensure the effective management of the contract administration process, including contract tracking, document control, renewals, and closures.
• Monitor that all contract-related documentation is maintained accurately, securely, and is audit-ready.
• Ensure that key contract milestones, renewals, and closures are tracked and actioned on time and custodians notified.
• Review periodic reports on contract status, compliance, and risks, and ensure that corrective actions are implemented where necessary.
• Identify process improvements and support training or awareness initiatives for staff involved in contract administration.
• Liaise with internal stakeholders (e.g., legal, procurement, finance) to resolve escalated contract administration issues.
• Hold staff accountable for meeting contract administration KPIs (e.g., document accuracy, compliance rates, timely renewals).
• Monitor the operation of controls and procedures in order to ensure the integrity of the company.
• Coordinate with external auditors.
• Implement changes based on audit findings.
• Ensure that all action plans are in place to address internal and external audit findings and monitor progress against these plans.
• Ensure compliance with relevant legislation and policy frameworks within functional area to prevent fruitless, wasteful, and irregular expenditure.
• Identify and monitor departmental risks and develop and maintain a risk register.
• Provide support to the Internal Auditors and respond to findings.
• Assure compliance with all SHEQ related standards, processes, and procedures.
• Observe and ensure all staff comply with the provisions of all labour legislation.
• Ensure adherence to the Company Code of Ethics, Values, as well as Unwritten Ground Rules (UGRs).
• Align with the company BBBEE strategy and ensure all targets and deliverables are met.

Requirements

• 58 years of progressive experience in credit control or credit management.
• Proven experience in managing large debtor books and trade credit risk.
• A National Diploma or Bachelor’s degree in Finance, Accounting (NQF 7).
• Credit Management Diploma (Institute of Credit Management of South Africa) highly advantageous.

Qualifications

• None mentioned in original

Salary & Benefits

• Please refer to our HR department for details on compensation and benefits packages.