Job Description
- Full-spectrum Credit Assessment
Evaluate SME and publicsector applications, applying sound creditlending principles and financial analysis to approve or escalate decisions.
- Financial & Non-Financial Analysis
Use your analytical toolkit to assess complex financials, identify risk trends, and recommend actions that support long-term portfolio health.
- Stakeholder Collaboration
Work closely with internal teams to provide meaningful insights, communicate credit decisions, and ensure seamless feedback loops.
- Operational Excellence
Maintain accurate tracking registers, manage meetings, assist with credit policy enhancements, and contribute to ad-hoc strategic projects.
- Proactive Risk Management
Drive “first-time right” decisions and support arrears prevention through well-informed, high-quality assessments.
Requirements:
- Minimum 3 – 5 years of Credit experience, ideally within financial services or asset finance
- Solid understanding of credit lending principles, financial statements, and risk assessment
- Strong analytical abilities with high attention to detail
- Excellent communication skills — able to tailor messages to multiple stakeholders
- Techsavvy with MS Office and business systems; understanding of AI is a plus
- A resultsdriven and resilient mindset with a commitment to ethical decision-making
- Relevant qualification in Credit Risk, Accounting, Finance, or similar
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