Johannesburg: Application Scorecard Specialist

Were looking for a seasoned Application Scoring Specialist (8 years experience) who thrives at the intersection of data science, credit risk, and business strategy. If you have a strong track record in scorecard development, feature engineering, and reject inference and enjoy mentoring the next generation of Analysts while influencing executive stakeholders, this role is for you. What Youll Do: Lead the design, development, and peer review of application scorecards, including reject inference. Drive feature engineering initiatives to unlock stronger model performance. Bring cross-industry insights to credit decisioning strategies. Innovate in low-data environments (particularly SME lending) with predictive solutions. Mentor and develop Junior Analysts, while influencing senior business leaders. Provide thought leadership in model governance and best practice. Spearhead the development of PD models and contribute to behavioural model enhancements. Present complex technical concepts in clear, strategic terms at executive level. What You Bring: 8 years hands-on experience in application scoring & credit risk modelling. Expertise in scorecard development, reject inference, and model validation . Strong skills in feature engineering and data pre-processing . Proven ability to deliver robust models in data-scarce environments . Proficiency in SAS (essential) and experience with Paragon Modeler (advantageous). A Degree in Mathematics, Statistics, Mathematical Statistics, or Engineering . Strong communication and leadership skillsable to mentor and inspire, but also influence at boardroom level. Preferred Extras: SME lending or alternative credit scoring experience. Familiarity with machine learning in scoring contexts . Experience generating new features for advanced modelling. Agile, cross-functional team experience. If youre passionate about scoring, thrive on solving complex data challenges, and want to influence the future of lending across industries this is your chance. Apply now!