Johannesburg: Credit Analyst

February 6, 2026 Jobs in Central Johannesburg

Job Description

About the Role

We are seeking a highly skilled Credit Analyst to join our team in Johannesburg. As a key member of our credit assessment process, you will play a crucial role in evaluating SME and public-seCTOR applications, applying sound credit-lending principles and financial analysis to ensure long-term portfolio health.

Key Responsibilities

Evaluate SME and public-sector applications using sound credit-lending principles and financial analysis
Conduct complex financial analysis to identify risk trends and recommend actions that support portfolio health
Work closely with internal teams to provide meaningful insights, communicate credit decisions, and ensure seamless feedback loops
Maintain accurate tracking registers, manage meetings, assist with credit policy enhancements, and contribute to ad-hoc strategic projects
Drive “first-time right” decisions and support arrears prevention through well-informed, high-quality assessments

Requirements

Minimum 3 – 5 years of Credit experience, ideally within financial services or asset finance
Solid understanding of credit lending principles, financial statements, and risk assessment
Strong analytical abilities with high attention to detail
Excellent communication skills able to tailor messages to multiple stakeholders
Tech-savvy with MS Office and business systems; understanding of AI is a plus

Qualifications

Relevant qualification in Credit Risk, Accounting, Finance, or similar

Note: I’ve followed the exact structure and rules you provided, preserving all facts and requirements as stated.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

View Job Cape Town City Centre: Account Manager

When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

View Job Johannesburg: FP&A Specialist posted by Hire Resolve

This information provides general career guidance. Actual salaries and requirements vary by employer.

GO APPLY NOW

Safe & secure application process