Job Description
About the Role
The role of a Credit Risk Analyst at Credit Link Placements involves assessing and mitigating risk by analyzing clients’ business, financial statements, and management accounts to provide recommendations on new and existing accounts annually.
Key Responsibilities
- Record new account information in the new accounts register within 3 hours of receipt of documents.
- Update new accounts register daily with the progress of the account.
- Have a discussion with a Commercial person to understand the requirements of the client.
- Review all the documents received, including Business Application, STCs, company documents, and motivation.
- If STCs are amended, ensure legal has reviewed and given the go-ahead.
- Obtain necessary credit bureau reports, trade references, and general research on the internet for the client.
- Prepare necessary ratios on the Credit Report Assessment document if Audited Financial Statements are received.
- Visit clients at their premises to review financials as needed.
- Process should be completed within 1 to 2 days, and then review with the GCM.
- If the risk is high, request AFS and/or guarantee once discussed with the GCM.
- Ensure monthly re-vett schedule is completed, and necessary accounts are reviewed.
- For Existing Clients: follow the same process as new accounts, adding in payment history over the last 6 months to a year depending on payment terms.
Requirements
- Skills/experience/attributes needed:
- Strong analytical skills
- Excellent communication and interpersonal skills
- Ability to work independently and as part of a team
Qualifications
- Formal education/certifications required:
- Bachelor’s degree in Business or related field (BCom)
- Relevant credit management qualification (4 or 5)
Salary & Benefits
- Salary: Not specified
- Benefits: Not specified
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other Logistics Jobs in Gauteng
The logistics sector is an essential part of the Gauteng economy, with many multinational companies operating in the region. In this field, job seekers can expect to find a range of roles that involve managing and coordinating the movement of goods, services, and people. Typically, logistics positions require strong analytical skills, attention to detail, and excellent communication abilities.
Generally, salaries for logistics professionals in Gauteng tend to fall within broad ranges, depending on factors such as experience, company size, and industry sector. Typically, entry-level roles may pay between R400 000 and R600 000 per annum, while more senior positions can range from R800 000 to R1.2 million per year or more. However, it is essential to note that actual salaries can vary significantly depending on individual circumstances.
Common skills required for logistics roles in Gauteng include supply chain management, transportation planning, inventory control, data analysis, and problem-solving. Typically, professionals in this field possess a strong background in business administration, operations management, or a related field. Additionally, knowledge of technology platforms, such as transportation management systems (TMS) and enterprise resource planning (ERP) software, is often highly valued.
The logistics industry in Gauteng commonly employs roles in the financial services sector, technology industry, manufacturing sector, and e-commerce sector. These sectors require skilled professionals to manage the flow of goods, services, and information, ensuring timely and efficient delivery.
Career development opportunities for logistics professionals are vast and varied. Typically, entry-level positions can lead to promotions within the same company or progression into management roles. Experienced professionals may choose to specialize in a particular area, such as supply chain optimization or transportation management. Others may opt for career advancement opportunities at multinational companies, where they can leverage their skills to drive business growth and innovation.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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