Menu Close

Johannesburg: Credit Risk Manager (JHB) posted by Datafin

Johannesburg: Credit Risk Manager (JHB) posted by Datafin

Posted on 2025-07-06 00:00:00

Employer Datafin
Category Other IT/Computer
Location Gauteng  / Johannesburg

Job Summary

Credit Risk Manager (JHB)Finance/Admin
Johannesburg – Gauteng – South Africa

ENVIRONMENT:
THE expertise of a highly skilled Credit Risk Manager is sought by a leading global full-service Commercial bank where you will analyse credit applications made by the Corporate Banking and Treasury Departments, including risk review of internal credit ratings and post-loan management reports. The successful incumbent requires a BCom Degree in Finance, Economics or related field and 4-8 years Banking/Financial Services and Credit/Business Analyses experience. You will also need experience analysing financial statements & credit applications (corporate clients), have compiled credit assessment reports and have a general understanding of the function of a bank.
DUTIES:
Analyse credit applications made by the Corporate Banking and Treasury Departments, including risk review of internal credit ratings and post-loan management reports –
  • Review credit Limit and transaction application and provide risk review opinions.
  • Review credit rating applications and provide credit rating validations.
  • Administer the Drawdown Centre process and procedure.
  • Ensure the above complies with internal policies and procedure manuals.
Participate in Risk Management Areas, Committees and Forums and engage with stakeholders
  • ICAAP, Recovery Plan Risk Appetite, Sensitivity and Stress Testing, Pillar 3 disclosures and others as it relates to credit risk.
  • Represent the bank at industry forums and working groups.
  • Engage with the Regulator, Auditors and other stakeholders in relation to credit risk and related credit risk matters.
Ensure compliance with the credit policy and related credit policies of the bank and to provide training on the aforementioned as well as annual review and amendments to align with Group requirements
Ensure policy compliance –
  • Monitor counterparty and industry concentration risk.
  • Monitor credit limit expiry and credit limit renewal.
  • Monitor the monthly post lending reporting and issue risk review opinion.
  • Monitor annual review of loans and advances.
  • Monitor internal credit rating validity and credit rating renewal.
  • Monitor covenant compliance and adherence to legal agreements.
  • Monitor the risk classifications of loans and advances.
On-going post lending monitoring
  • Identify and evaluate significant increases in credit risk.
  • Measure the impact of adverse news, ESG risk, RAD triggers on assets / counterparties.
  • Trigger loan / asset risk classifications reviews.
  • Make risk-based recommendations for the various committee.
  • Monitor Past Dues, Non-performing assets and report on the write off process of loans and advances.
Be responsible for credit administrative functions for example confirmations for new drawdowns (and roll-overs) and covenant monitoring –
  • Cooperate and collaborate with Front Office Departments to obtain condonations for breaches of any policy requirements.
  • Maintain the credit limit and credit rating expiry monitoring tool.
  • Maintain the annual post lending monitoring tool and ensure annual reports are completed.
  • Take responsibility for reminding Front Office Departments to follow up on exposures in excess.
  • Cooperate and collaborate with Front Office Departments on roll-overs of interest period on loans and advances are conducted.
Provide secretarial duties for the Credit Committee and Deal Forum
  • Receive meeting requests from Front Office Departments.
  • Confirm meeting date with the Chairperson and circulate meeting documents in line with the ToRs.
  • Draft meeting minutes.
  • Maintain meeting records and related documents.
REQUIREMENTS:
Qualifications –
  • BCom Degree in Finance, Economics or related field.
Experience/Skills
  • 4-8 Years Banking/Financial Services experience.
  • 4-8 Years Credit/Business Analyses experience.
  • Analysis of financial statements.
  • Analysis of credit applications (corporate clients).
  • Compile credit assessment reports.
  • General understanding of the function of a bank.
  • MS Office (Excel, Word and PowerPoint).
Advantageous
  • Post Graduate qualification in Finance.
  • 4-8 Years Risk experience.
  • Regulations relating to Banks.
ATTRIBUTES:
  • Analytical and attention to detail.
  • Communication (Written and verbal).
  • Time Management.
View Job  Pretoria: Data Analyst posted by AtripleA recruitment & temps
Apply for this Job

Click Go Apply to apply online!


Get Similar Job Alerts
Enter your WhatsApp number (e.g., +27740908132)
You'll receive alerts for new jobs in Johannesburg, Gauteng

Apply directly for this position. Please read all instructions carefully.

We do not process job applications; we simply aggregate and display job listings.

More related positions


Johannesburg: Layout Artist – Urgently Needed posted by The Vine Partners

Layout Artist - Job SpecificationQualifications RequirementsDiploma or Degree in Graphic Design, Visual Arts, Fine Arts, or a related field.Proficiency in...


View Job
Layout Artist – Urgently Needed

Johannesburg: Assistant Production Manager – Urgently Needed posted by The Vine Partners

Our Client is a manufacturer dedicated to producing high-quality products for especially Outdoor enthusiasts, etc. This vacancy requires a skilled and...


View Job
Assistant Production Manager – Urgently Needed

Johannesburg City: Financial Advisor – Urgently Hiring posted by Rebel Hunters Recruit

About the job? Take Your Financial Advisory Career to the Next Level!Are you a driven Financial Advisor ready to take control of your future? Were offering...


View Job
Financial Advisor – Urgently Hiring

Johannesburg West: Sales Consultant – Meat Products to FMCG posted by BizGro

A leading rib supplier seeks a dynamic Sales Consultant who has strong contacts with Butchery Departments in the FMCG retail store sector. This post is...

View Job  Cape Town: Senior Surveyor – Civil Engineering posted by Hire Resolve

View Job
Sales Consultant – Meat Products to FMCG

Johannesburg: Forklift site technician – Position available immediately posted by WL Forklift Specialists

Role PurposeTo be part of a successful workshop or field service team that services, maintains and repairs contract or customer equipment to the highest...


View Job
Forklift site technician – Position available immediately

Johannesburg South: Housekeeping – Housekeeping posted by Lakewood Hotel

Job Title Hotel HousekeeperKey Responsibilities1. Clean and maintain guest rooms, public areas, and facilities to high standards.2. Change linens, towels,...


View Job
Housekeeping – Housekeeping

Johannesburg North: Sales Consultant – FMCG : fish sales posted by BizGro

A leading Supplier seeks an experienced Sales Rep within the fresh frozen fish sales market sector to FMCG Clients.Appropriate Candidates will -5 years...


View Job
Sales Consultant – FMCG

Johannesburg: New Vehicle Sales Executive posted by Intercon Recruitment

NOW HIRING New Vehicle Sales ExecutiveLocation Fourways, JohannesburgIndustry AutomotiveA fast-paced and growing dealership in Fourways is on the hunt for a...


View Job
New Vehicle Sales Executive

Johannesburg North: Debt Collections Agent – Urgently needed posted by Lebone Risk Solutions

Requirements Must have Matric or NQF Level 4 A minimum of 2 years Debt collections experience. Ideally with Municipal Government debt. 2 - 3 years...


View Job
Debt Collections Agent – Urgently needed

Johannesburg: Occupational Therapist posted by Ikho Direct Recruitment

Locum Occupational TherapistsAre you an experienced Occupational Therapist seeking flexible locum work? We have opportunities in the Johannesburg area with...


View Job
Occupational Therapist

Johannesburg: Physiotherapist posted by Ikho Direct Recruitment

Urgent Locum Opportunity Physiotherapists Needed Across the Johannesburg RegionWe are urgently seeking qualified and experienced Physiotherapists to join...


View Job
Physiotherapist

Johannesburg: Food Clerk Administrator posted by Kontak Recruitment

Food Clerk Administrator Logistics Delivery Operations JB5296Johannesburg South, GautengShift 1 0730 1530 Shift 2 1515 2200R6 500 R7 500 per month 6-Month...


View Job
Food Clerk Administrator

Johannesburg South: Panel Saw Operator – Urgently needed posted by KT Board and Component Cutting

1. Operating a panel saw machine to cut and shape wood panels according to specifications including grooving and 45 degree cuts.2. Inspecting and measuring...


View Job
Panel Saw Operator – Urgently needed

Johannesburg: Graphic Designer and Business Intelligence Analyst – To start ASAP posted by Centre for occupational and wellness services

To perform general Graphic Design and Clinical Data Analysis for the DivisionPrepare customer approval forms with layout of different productsRedraw low...

View Job  Pretoria: Sales and Key Accounts Manager (Technology) posted by AtripleA recruitment & temps

View Job
Graphic Designer and Business Intelligence Analyst – To start ASAP

Johannesburg: General Worker posted by Masterfull Maintenance

We are looking for candidates for general work gardeningcleaningmaintenance in residential estates in the NorthridingFourwaysSunninghillMorningside areas....


View Job
General Worker

Johannesburg: Branch / Operations Manager posted by Kontak Recruitment

Branch Operations Manager Defence and Aviation Sectors JB5299 Bedfordview, Gauteng R700 000 to R1 000 000.00 Annually Permanent A global leader in the...


View Job
Branch / Operations Manager

Johannesburg City: Finance Administrator / Accountant posted by Boodle (Pty) Ltd

Finance Administrator required. At least 2 years experience in finance as an accountant and an accounting degree is compulsory. Candidate must have own...


View Job
Finance Administrator / Accountant

Johannesburg South: CorelDRAW Medal and Laser Engraving Designer – Junior (Booysens JHB South) posted by COUNTRY WIDE MEDALS AND TROPHIES

We are seeking a creative and detail-oriented junior designer with strong expertise in CorelDRAW and experience in medal and laser engraving design. The...


View Job
CorelDRAW Medal and Laser Engraving Designer – Junior (Booysens JHB South)

Johannesburg City: Driver – An ehailing driver posted by Reliable Tours and Travel

A South African reputable company is looking for a professional driver. The applicant must have valid drivers license- Valid PDP- A clear criminal record-...


View Job
Driver – An ehailing driver

Johannesburg South: Tele-sales Representative – Hospitality posted by Kontak Recruitment

Telesales Representative - Hospitality JB5305Johannesburg South, GautengR7 500 R10 000 per month plus monthly incentives PermanentJoin a growing team in the...


View Job
Tele-sales Representative – Hospitality

Johannesburg: Scrum Master (JB5307) posted by Kontak Recruitment

Scrum Master JB5307 Remote Gauteng or Cape Town R800 000 to R840 000 Annually CTC Permanent A global travel retail technology leader is seeking a Scrum...


View Job
Scrum Master (JB5307)

Johannesburg: Software Product Owner (JB5308) posted by Kontak Recruitment

Software Product Owner JB5308 Remote Cape Town or Gauteng R800 000 to R840 000 Annually CTCPermanent Drive product innovation and improvement in a global...


View Job
Software Product Owner (JB5308)

Johannesburg: Intermediate Business Analyst (JB5309) posted by Kontak Recruitment

Intermediate Business Analyst JB5309 Remote Cape Town or Gauteng R700 000 to R720 000 Annually CTCPermanent A dynamic technology-driven organization is...


View Job
Intermediate Business Analyst (JB5309)

Share this to someone who needs a job:
Posted in Jobs in Central Johannesburg, Jobs in Gauteng, Jobs in Johannesburg, Jobs in South Africa

More Jobs in Your Area