Menu Close

Johannesburg: Credit Risk Manager (JHB) posted by Datafin

Johannesburg: Credit Risk Manager (JHB) posted by Datafin

Posted on 2025-07-26 00:00:00

Employer Datafin
Category Other IT/Computer
Location Gauteng  / Johannesburg

Job Summary

Credit Risk Manager (JHB)Finance/Admin
Johannesburg – Gauteng – South Africa

ENVIRONMENT:
THE expertise of a highly skilled Credit Risk Manager is sought by a leading global full-service Commercial bank where you will analyse credit applications made by the Corporate Banking and Treasury Departments, including risk review of internal credit ratings and post-loan management reports. The successful incumbent requires a BCom Degree in Finance, Economics or related field and 4-8 years Banking/Financial Services and Credit/Business Analyses experience. You will also need experience analysing financial statements & credit applications (corporate clients), have compiled credit assessment reports and have a general understanding of the function of a bank.
DUTIES:
Analyse credit applications made by the Corporate Banking and Treasury Departments, including risk review of internal credit ratings and post-loan management reports –
  • Review credit Limit and transaction application and provide risk review opinions.
  • Review credit rating applications and provide credit rating validations.
  • Administer the Drawdown Centre process and procedure.
  • Ensure the above complies with internal policies and procedure manuals.
Participate in Risk Management Areas, Committees and Forums and engage with stakeholders
  • ICAAP, Recovery Plan Risk Appetite, Sensitivity and Stress Testing, Pillar 3 disclosures and others as it relates to credit risk.
  • Represent the bank at industry forums and working groups.
  • Engage with the Regulator, Auditors and other stakeholders in relation to credit risk and related credit risk matters.
Ensure compliance with the credit policy and related credit policies of the bank and to provide training on the aforementioned as well as annual review and amendments to align with Group requirements
Ensure policy compliance –
  • Monitor counterparty and industry concentration risk.
  • Monitor credit limit expiry and credit limit renewal.
  • Monitor the monthly post lending reporting and issue risk review opinion.
  • Monitor annual review of loans and advances.
  • Monitor internal credit rating validity and credit rating renewal.
  • Monitor covenant compliance and adherence to legal agreements.
  • Monitor the risk classifications of loans and advances.
On-going post lending monitoring
  • Identify and evaluate significant increases in credit risk.
  • Measure the impact of adverse news, ESG risk, RAD triggers on assets / counterparties.
  • Trigger loan / asset risk classifications reviews.
  • Make risk-based recommendations for the various committee.
  • Monitor Past Dues, Non-performing assets and report on the write off process of loans and advances.
Be responsible for credit administrative functions for example confirmations for new drawdowns (and roll-overs) and covenant monitoring –
  • Cooperate and collaborate with Front Office Departments to obtain condonations for breaches of any policy requirements.
  • Maintain the credit limit and credit rating expiry monitoring tool.
  • Maintain the annual post lending monitoring tool and ensure annual reports are completed.
  • Take responsibility for reminding Front Office Departments to follow up on exposures in excess.
  • Cooperate and collaborate with Front Office Departments on roll-overs of interest period on loans and advances are conducted.
Provide secretarial duties for the Credit Committee and Deal Forum
  • Receive meeting requests from Front Office Departments.
  • Confirm meeting date with the Chairperson and circulate meeting documents in line with the ToRs.
  • Draft meeting minutes.
  • Maintain meeting records and related documents.
REQUIREMENTS:
Qualifications –
  • BCom Degree in Finance, Economics or related field.
Experience/Skills
  • 4-8 Years Banking/Financial Services experience.
  • 4-8 Years Credit/Business Analyses experience.
  • Analysis of financial statements.
  • Analysis of credit applications (corporate clients).
  • Compile credit assessment reports.
  • General understanding of the function of a bank.
  • MS Office (Excel, Word and PowerPoint).
Advantageous
  • Post Graduate qualification in Finance.
  • 4-8 Years Risk experience.
  • Regulations relating to Banks.
ATTRIBUTES:
  • Analytical and attention to detail.
  • Communication (Written and verbal).
  • Time Management.
View Job  Johannesburg: Store Supervisor posted by Cre8work!
Apply for this Job

Click Go Apply to apply online!


Get Similar Job Alerts
Enter your WhatsApp number (e.g., +27740908132)
You'll receive alerts for new jobs in Johannesburg, Gauteng

Apply directly for this position. Please read all instructions carefully.

We do not process job applications; we simply aggregate and display job listings.

More related positions


Johannesburg: Audit Senior (JB5324) posted by Kontak Recruitment

Audit Senior JB5324 Linden, Johannesburg Office-based with travel to clientsR23 000 R30 000 CTC per monthPermanent A well-established firm seeks an Audit...


View Job
Audit Senior (JB5324)

Johannesburg: External Sales Representative – Automotive (JB5322) posted by Kontak Recruitment

External Sales Representative Automotive JB5322Johannesburg, GautengR15 000 basic Uncapped Commission Cell Allowance Fuel ReimbursementPermanentChase new...


View Job
External Sales Representative – Automotive (JB5322)

Johannesburg: Angular Developer (JB5328) posted by Kontak Recruitment

Angular Developer JB5328Rosebank, Johannesburg, Gauteng Compensation R60 000 - R100 000 per month Category Information TechnologyAre you a sharp,...


View Job
Angular Developer (JB5328)

Johannesburg North: Groups and Incentives Operations Consultant posted by Executive Placings

Leading Inbound Tour Company is looking for a Groups and Incentives Operations Consultant. This role is based in Sandton.Experience requiredMinimum of 4 5...

View Job  Kempton Park: Qualified Passenger Vehicle Technician with Premium Brand Experience - Gauteng, Kempton Park posted by Select Motor Recruitment

View Job
Groups and Incentives Operations Consultant

Johannesburg: eCommerce Manager (JB5329) posted by Kontak Recruitment

eCommerce Manager JB5329 Houghton, Gauteng R30 000 to R40 000 a month CTCPermanentA leading retail group is looking for an experienced and dynamic Ecommerce...


View Job
eCommerce Manager (JB5329)

Johannesburg South: Marketing Manager posted by BizGro

A leading Commercial Kitchen Supplier seeks an experienced qualified Marketing Manager to join their Team, based in Johannesburg South.Qualified ...


View Job
Marketing Manager

Johannesburg North: Sales Rep – Urgently needed posted by WE -Nuts

We are looking for preferably qualified female sales assistants brand representatives to start immediately for WE-Nuts in Johannesburg North Area.Kindly...


View Job
Sales Rep – Urgently needed

Johannesburg: External Account Manager – IT posted by Kontak Recruitment

External Account Manager - IT JB5336Rivonia, GautengMarket Related, plus commissionDuration PermanentAn exciting opportunity exists for a skilled External...


View Job
External Account Manager – IT

Johannesburg South: CNC Lathe Operator – Start Immediately posted by Novatek

CNC Lathe OperatorNovatek Drills Pty Ltd, a leading company in the manufacturing and sales of mining equipment situated in Robertsham, Johannesburg South,...


View Job
CNC Lathe Operator – Start Immediately

Johannesburg City: Plumber / Driver posted by Nivroc Building Contractors

We require an experienced PlumberDriver with a minimum of 3years of experience in driving and plumbing.Must be able to install electric and solar geysers...


View Job
Plumber / Driver

Johannesburg: Automotive Technician – Urgent posted by Bonafide Human Capital

Our Passenger dealer client based in Northcliff is looking to employ a qualified Technician.This position will be suited to an experienced person who can...


View Job
Automotive Technician – Urgent

Johannesburg: Customer Service Internship – Urgently needed posted by Sivuka Youth

Sivuka Youth is excited to share a Customer Service Internship opportunity, specifically designed for young graduates in South African living with...


View Job
Customer Service Internship – Urgently needed

Johannesburg City: Full-Stack Web Developer – JB5345 posted by Kontak Recruitment

Full-Stack Web Developer JB5345Fully Remote South Africa onlyR40 000 R60 000 CTC per monthPermanentA UK-based investment firm is hiring a Full-Stack Web...


View Job
Full-Stack Web Developer – JB5345

Johannesburg: IT Sales Agent posted by Cora O’Neil Recruitment Agency

Lyndhurst, Jhb IT SALES AGENT Minimum Requirements-Presentable born South African -Fully bilingual in with excellent English proficiency Afrikaans...


View Job
IT Sales Agent

Johannesburg North: Recruitment Consultant – Sales & Talent Solutions posted by Vertex Talent Acquisition

Vertex Talent Acquisition is a premier recruitment agency connecting exceptional talent with forward-thinking organizations globally. As a trusted...

View Job  Johannesburg: Senior Developer posted by Hire Resolve

View Job
Recruitment Consultant – Sales & Talent Solutions

Johannesburg City: Vending Machine Attendant – Urgently Needed posted by Always Open

We are looking for a reliable, hardworking Vending Machine Attendant to join our growing team. This role is physically demanding and requires strong time...


View Job
Vending Machine Attendant – Urgently Needed

Johannesburg North: Chartered Accountant – Statutory Reporting – Insurance /Reinsurance required posted by Moving Heads

My client is an established Insurance Company, looking for A CA with 2-3 years relevant experience and exposure to IFRS 17, SAM solvency consolidated...


View Job
Chartered Accountant – Statutory Reporting – Insurance /Reinsurance required

Johannesburg: Accountant (SAIPA) posted by Moving Heads

My client, a progressive capital Investments company based in Johannesburg North, is seeking an accountant with 5 years of experience in the full accounting...


View Job
Accountant (SAIPA)

Johannesburg North: Personal Assistant – PA – URGENTLY NEEDED posted by Corporate Dealership Placements – JHB

Personal Assistant to Franchise Director R Negotiable NorthMatric, with normal PA duties. Must be very presentable, well spoken with PA experience at...


View Job
Personal Assistant – PA – URGENTLY NEEDED

Johannesburg North: Dealer Principal – DP posted by Corporate Dealership Placements – JHB

Dealer Principal R Negotiable NorthMust currently be a DP at a motor dealership, preferably someone from a volume dealership. Complete running of the...


View Job
Dealer Principal – DP

Johannesburg North: New Car Sales Manager – URGENTLY NEEDED posted by Corporate Dealership Placements – JHB

New Car Sales Manager R 35000 - R40000 NorthOur client is looking for a top new car sales manager for Chery Omoda Jaecoo.Must have Matric, with volume...


View Job
New Car Sales Manager – URGENTLY NEEDED

Johannesburg City: IT-FULL STACK DEVELOPER posted by DSS Destiny

Full stack developerAt least 8 years of experience is essential.


View Job
IT-FULL STACK DEVELOPER

Johannesburg North: Group Technology Officer posted by Corporate Dealership Placements – JHB

Group Technology Officer R75 000 R100 000 per month depending on structure and experience Johannesburg NorthBachelor degree or equivalent is essential in...


View Job
Group Technology Officer

Johannesburg City: ITIL SUPPORT ENGINEER posted by DSS Destiny

IT - SUPPORT ENGINEERMust have ITIL certification with at least 3 years of experience.


View Job
ITIL SUPPORT ENGINEER

Share this to someone who needs a job:
Posted in Jobs in Central Johannesburg, Jobs in Gauteng, Jobs in Johannesburg, Jobs in South Africa

More Jobs in Your Area