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Johannesburg: Portfolio Manager: Credit Risk posted by The Skills Mine

Date 2024-09-15
Job Title Portfolio Manager: Credit Risk
Employer The Skills Mine
More Information
Salary 0
Category Finance Accounting
Location Gauteng
/ Johannesburg

Job Summary

Requirements

  • Bachelors degree in mathematics, statistics, data science, or a related quantitative field, preferably with a suitable post-graduate qualification
  • 7 years + experience in credit risk management, with a strong foundation and understanding of the various kinds of models used in the credit value chain of high-volume portfolios
  • Experience working in banking sector
  • Experience across the entire credit value chain would be a strong advantage (Unsecured Consumer and SME Credit portfolios preferable)

Responsibilities

  • Monitor the performance of the bank`s credit portfolios, identifying trends and potential risks, and recommending appropriate risk mitigation strategies
  • Manage the strategic direction of the portfolio to maximize risk-adjusted returns
  • Prepare and present reports to senior management, highlighting key risk metrics, trends, and recommendations
  • Manage model risk for the banks credit portfolio
  • Help drive RDARR compliance and ongoing improvements for the bank
  • Contribute to the efficacy of credit processes in the bank and help shape the credit risk appetite levels
  • Ensure optimal credit cut-off strategies are in place to optimize the profitability of the credit portfolios over the medium to long term
  • Ensure the Credit Risk framework and related credit policies are aligned to regulatory developments, are appropriate and effective, align with the overall objectives and strategic direction of the bank, and that portfolio and concentration risks are proactively managed

Portfolio Manager: Credit Risk position available in Gauteng, Johannesburg. This job position was posted by The Skills Mine. The job has been posted as a premium ad on 2024-09-15 at 13:01:48 in the Finance Accounting category

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