| Date | 2025-01-17 |
|---|---|
| Job Title | Regional Head: Credit Risk (Polokwane) |
| Employer | More Information |
| Salary | |
| Category | Accounting Finance |
| Location |
Capricorn / Polokwane |
Job Summary
MAIN PURPOSE OF THE JOB Manage Commercial Banking and Transformation credit assessment function within the designated region. Manage and oversee all lending activities and risks associated to credit granting and underlying clients within approved Land Bank mandate and risk appetite as determined by the Bank from time to time in accordance to approved Credit Policies, norms and mandates. Provide leadership to ensure that the key strategic objectives are met. Responsible to manage and mitigate credit risk in the designated region which includes. Be responsible for adopting and optimizing a best fit operational model with the appropriate finance, governance and risk framework and controls, and ensure alignment with the Bank`s guidelines, policies and legislation Establish, input, implement and take lead in the reviewing of credit policy; procedures; credit risk frameworks in collaboration with internal and external stakeholders. Introduce and embed operational efficiencies by implementing customer centric credit execution of credit strategy, function inclusive of related policies, norms and SOP and making informed credit recommendations. Identify improvement opportunities to credit processes which will reduce risk by conducting gap analysis for emerging commercial farmers, medium and large commercial farmer segments at a regional level and support the Bank’s prudent lending approach. Manage credit risk by keeping abreast of appropriate legislation through relevant research and benchmarking to align to industry best practices. Preferred Minimum Education and Experience B Degree in Agricultural Economics / Finance / Commerce / Credit Risk / Accounting 8 years Managerial experience in credit granting environment 5 years Senior management level Critical Competencies Agricultural Development and transformation Credit Granting Policies, Norms & Procedures Legislation Financial & accounting Principles Credit & financial analysis Project Finance Credit Lending Strategy and Systems Additional Requirements Extended hours as and when required. Travel as and when required.
Regional Head: Credit Risk (Polokwane) position available in Capricorn, Polokwane. This job position was posted by . The job has been posted on 2025-01-17 in the Accounting Finance category
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