Date | 2025-01-30 |
---|---|
Job Title | Relationship Manager |
Employer | Hire Resolve More Information |
Salary | 0 |
Category | Management |
Location |
Gauteng / Sandton |
Job Summary
Responsibilties
- Identify customer needs by visiting clients to determine how the Banks products and services can meet their financial requirements.
- Request financial information and other supporting documentation from clients for finance transactions.
- Receive and discuss client documents and requirements with the Corporate Credit Analyst to initiate the application process.
- Address queries raised by the Executive Credit Committee regarding finance deals for approval.
- Engage in proactive client management, effective communication, client visits, and resolve client complaints promptly.
- Ensure no unallocated fees remain unresolved for over 30 days.
- Manage clients in SM category to maintain below 5% of advances.
- Ensure insurance levels remain below 5% of advances.
- Oversee Other Conditions and Covenant list management.
- Proactively manage NFDs (Non-Financial Data).
- Maintain arrears below 1% of gross advances.
- Ensure trade and asset facility reviews are completed before the review date on iMAL.
- Manage Corporate Branch staff, including performance evaluations, recruitment, and annual appraisals.
- Ensure compliance with mandatory annual leave for staff.
- Act as a relief Corporate Manager in their absence, managing the corporate portfolio and handling administrative tasks.
- Address general staff-related matters.
- Attend management meetings such as Exco and ECC as required.
- Respond to internal and external audit queries when necessary.
- Assist in preparing the Corporate Divisions annual budget for submission to Executives.
- Draft strategies for the Corporate Division for the upcoming year.
- Represent the Bank at functions and events.
- Travel within the region as required.
Requirements
- A related Commerce/Finance degree is required to meet the highest competency requirements of the role.
- FAIS accreditation is mandatory.
- A valid drivers license is essential.
- Minimum of 5 years of banking (finance/credit) experience, with at least 23 years in a management capacity.
- Experience in an Islamic Banking environment is preferred.
- A comprehensive understanding of:
- Shariah principles.
- The Banks products, services, policies, procedures, and guidelines.
- Equation System, Microsoft Office, and Financial Systems.
- General accounting principles and practices.
- Financial statement analysis.
- Financial Advisory and Intermediary Services Act (FAIS) and Financial Intelligence Centre Act (FICA).
- Basic knowledge of legal agreements, legal entities, and statutory requirements.
Benefits
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