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South Africa: Bond Originators posted by I Grow Wealth Investments

South Africa: Bond Originators posted by I Grow Wealth Investments

Company
I Grow Wealth Investments

Location
South Africa

Job Type
Finance/Accounting Management

Job Description


To qualify for this position, you need:

  • Minimum of 2 years current proven experience as a Bond Originator or in property finance.as a Bond Originator / Mortgage Advisor / Home Loan Consultant / Property Loan Specialist
  • A current book of clients with a track record of monthly grant figures averaging R2 million or more.
  • Ability to provide evidence of approved grants and consistent performance.
  • Exceptional sales and relationship-building skills.
  • Knowledge of home loan products, the real estate market, and banking processes.
  • Self-motivated, results-driven, and eager to grow your portfolio and income.
  • Great communication skills
  • Excellent telephone etiquette
  • Able to work in a team
  • Be able to work under pressure in a fast-paced environment
  • Great time-management skills
  • Well presented as you will deal with clients
  • Experience with DealMaker system

Duties and responsibilities include, but not limited to:

  • Consult with Investors daily whether one-on-one or telephonically, for the purpose of obtaining financial information to do affordability assessment or to process bond applications.
  • Thoroughly complete application forms, capture and submit applications to specified financial institutions through DealMaker system
  • Daily follow up with banks on all submitted applications.
  • Provide regular feedback to clients.
  • Motivate decline applications, do rate appeals with banks to ensure that best possible outcome is received. High conversion ratio will be expected.
  • Ensure that sale agreements are signed correctly within the specified time
  • Ensure that applications granted are taken to “done deals” (balance purchase price paid if needed) within the specified time.
  • Assist with the updating of spreadsheets
  • Assist clients in navigating the home loan process, from application to approval.
  • Build and maintain strong relationships with banks, financial institutions, and real estate professionals.
  • Leverage your existing client book to secure new opportunities and grow your bond origination portfolio.
  • Provide expert advice on property finance solutions tailored to individual client needs.
  • Negotiate favourable terms and ensure seamless loan approvals for clients.
  • Stay up-to-date with property finance trends and lending regulations.
  • Ad-hoc bonds and administration duties as requested from time to time.
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