South Africa: Bond Originators posted by I Grow Wealth Investments

Job Description

To qualify for this position, you need:

Minimum of 2 years current proven experience as a Bond Originator or in property finance.as a Bond Originator / Mortgage Advisor / Home Loan Consultant / Property Loan Specialist
A current book of clients with a track record of monthly grant figures averaging R2 million or more.
Ability to provide evidence of approved grants and consistent performance.
Exceptional sales and relationship-building skills.
Knowledge of home loan products, the real estate market, and banking processes.
Self-motivated, results-driven, and eager to grow your portfolio and income.
Great communication skills
Excellent telephone etiquette
Able to work in a team
Be able to work under pressure in a fast-paced environment
Great time-management skills
Well presented as you will deal with clients
Experience with DealMaker system

Duties and responsibilities include, but not limited to:

Consult with Investors daily whether one-on-one or telephonically, for the purpose of obtaining financial information to do affordability assessment or to process bond applications.
Thoroughly complete application forms, capture and submit applications to specified financial institutions through DealMaker system
Daily follow up with banks on all submitted applications.
Provide regular feedback to clients.
Motivate decline applications, do rate appeals with banks to ensure that best possible outcome is received. High conversion ratio will be expected.
Ensure that sale agreements are signed correctly within the specified time
Ensure that applications granted are taken to “done deals” (balance purchase price paid if needed) within the specified time.
Assist with the updating of spreadsheets
Assist clients in navigating the home loan process, from application to approval.
Build and maintain strong relationships with banks, financial institutions, and real estate professionals.
Leverage your existing client book to secure new opportunities and grow your bond origination portfolio.
Provide expert advice on property finance solutions tailored to individual client needs.
Negotiate favourable terms and ensure seamless loan approvals for clients.
Stay up-to-date with property finance trends and lending regulations.
Ad-hoc bonds and administration duties as requested from time to time.