Job Description
About the Role
As a Credit & Pricing Analyst in our Cape Town City Centre office, you will be instrumental in driving sustainable profitability and informing credit strategy for our organisation. You will report directly to the Head of Credit, Pricing and Data and play a key role in developing and optimising pricing models, data-driven insights, and analytical outputs that guide commercial and financial decision-making.
Key Responsibilities
- Develop and optimise pricing models to support sustainable profitability across product lines
- Model and assess P&L impacts of proposed pricing adjustments, commission changes, and credit policy updates
- Build and maintain credit performance forecasts, including repayment rates, expected losses, and portfolio quality indicators
- Enhance automated credit risk models by analysing customer, behavioural, and transactional data
- Conduct backtesting and model validation to ensure scoring and risk-bucketing frameworks remain accurate and effective
- Investigate portfolio trends to identify performance drivers, emerging risks, and improvement opportunities
- Provide clear, actionable insights to support strategic and operational decision-making across in-country teams
- Prototype and test new analytical models or data-driven concepts to uncover opportunities for performance improvement
- Collaborate closely with commercial, sales, and underwriting teams to ensure analytical outputs translate into operational outcomes
- Take ownership of business impact, proactively ensuring recommendations are implemented and tracked
Requirements
- Education: Degree in Actuarial Science, Statistics, Data Science, Mathematics or another quantitative discipline
- Experience: 25 years in credit risk, pricing, data science, or financial analytics
- Experience in fintech, lending, or financial services advantageous
- Background in building credit scorecards, pricing models, or complex financial forecasts
- Exposure to emerging or developing markets beneficial
Qualifications
- None mentioned
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Cape Town Region
In the Cape Town region, accounting and finance positions are typically found in various industries, including financial services, technology, and manufacturing sectors. The job market for these roles is generally stable, with a steady demand for skilled professionals to support business growth and development.
Accountants and finance specialists in Cape Town can expect salaries that range from R400 000 to R1 500 000 per annum, depending on factors such as level of experience, company size, industry sector, and specific job requirements. For example, entry-level positions may start at the lower end of this range, while senior roles or those in larger companies may command higher salaries towards the upper end. However, these figures are only general guidelines and actual salaries can vary significantly depending on individual circumstances.
Common skills required for accounting and finance roles in Cape Town include proficiency in financial software such as SAP or Xero, strong analytical and problem-solving skills, excellent communication and interpersonal skills, a solid understanding of tax laws and regulations, experience with budgeting and forecasting, and a degree in accounting or a related field. Other desirable skills may include knowledge of cloud-based technologies, data analysis tools, and industry-specific regulations.
The financial services sector is one of the largest employers of accountants and finance specialists in Cape Town, followed by technology and manufacturing industries. These sectors require professionals with a strong understanding of financial management, budgeting, and forecasting to support business growth and decision-making. Other industries that may employ accounting and finance staff include construction, tourism, and agriculture.
For those interested in pursuing a career in accounting or finance, there are many opportunities for professional development and advancement. Many companies in Cape Town offer training programs and mentorship schemes to help employees build their skills and expertise. Additionally, certifications such as the Certified Public Accountant (CPA) designation can be beneficial in enhancing career prospects. Overall, a strong foundation in accounting and finance, combined with relevant work experience and industry-specific knowledge, can lead to a successful and rewarding career in this field.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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