Bloemfontein: Credit Evaluation Specialist – Business & Agri Lending posted by Network Finance
Posted on 2025-06-28 00:00:00
| Employer | Network Finance |
|---|---|
| Category | Tourism/Hospitality Management |
| Location | Free State / Bloemfontein |
Job Summary
Your Mission:
- Conduct in-depth credit and affordability assessments on a wide range of lending applications including commercial, agri-finance, trade finance, and structured debt.
- Analyse financial statements, cash flows, collateral structures, and client repayment capacity to make informed lending recommendations.
- Ensure all decisions are aligned with credit risk frameworks, regulatory standards (e.g., NCA), and responsible lending practices.
- Partner with relationship managers to tailor the best-fit lending solutions for business clients.
- Drive asset book growth by spotting opportunities within ecosystems, industry clusters, and emerging sectors.
- Attend client engagements to build a deep understanding of businesses and tailor solutions accordingly.
- Participate in risk governance, including stipulating loan conditions, presenting high-risk applications, and coaching junior team members.
What You Bring:
- Bachelor’s degree in Finance, Accounting, Risk Management, or a related field.
- 5–7 years’ experience in business and/or agri lending with credit authority exposure.
- Proven ability to interpret complex financial data, identify risk, and make independent credit decisions.
- Familiarity with secured lending products and the legalities surrounding collateral and recovery.
- Working knowledge of the entire credit lifecycle from origination to recovery.
Your Superpowers:
- Analytical thinker with a talent for spotting red flags and hidden opportunities in financials.
- Strong interpersonal skills – you can challenge, influence, and guide both clients and colleagues.
- Skilled in data interpretation, documentation, and presenting credit decisions confidently.
- Resilient under pressure with a passion for risk-based decision-making.
- Collaborative team player who supports others and takes initiative when needed.
Why This Role is Different:
- You’ll work in a forward-thinking team where your decisions matter – not just to the bank, but to the future of entrepreneurs, farmers, and growing businesses.
- Exposure to diverse lending portfolios with the opportunity to learn across sectors.
- Hybrid work flexibility, meaningful career growth, and the satisfaction of protecting risk while enabling opportunity.
If you are interested in this opportunity, please apply directly to *****@*****.co.za .
For more finance jobs, please visit www.********.co.za
If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles / positions.
We also invite you to contact us to discuss your next career move in finance!
For more information contact:
Heidi Nieuwoudt on (***)***-****
Specialist Recruitment Consultant: Actuarial and Analytical
Click Go Apply to apply online!
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