Cape Town: Credit & Pricing Analyst posted by Pillango Placements

February 2, 2026 Jobs in Cape Peninsula

Pillango Placements

Western Cape

Other Finance/Accounting

Job Description

The Company:
A rapidly growing African scale-up improving everyday lives by providing access to solar energy and smartphones through innovative financing, in-house technology, and broad distribution networks across the continent.

What’s in it for you?
You will join a purpose-led business that combines the stability of a large organisation with the agility of a small team, where you are trusted with meaningful responsibility from Day 1 in a high-expectation, high-support culture. Enjoy additional benefits such as share options, travel opportunities, hybrid flexibility and annual team retreats.

Your Responsibilities?

Drive Profitability Through Data: Develop, monitor, and refine our pricing models to consistently achieve profitability targets. You will model the P&L impact of changes to pricing, credit policies, and commission structures.
Credit Performance Forecasting: Build and maintain models to forecast key credit metrics, including repayment rates and portfolio losses. Your forecasts will be a critical input for financial planning and strategic decisions.
Enhance our Credit Risk Models: Analyse diverse customer and behavioural datasets to build, backtest, and improve our automated credit scoring and risk-bucketing systems.
Explore New Opportunities: Explore, test, and prototype new analytical models and data-driven projects to uncover opportunities for improving business performance and customer outcomes.
Deliver Actionable Analysis: Go beyond just building models. You will investigate portfolio trends, identify drivers of good and bad performance, and provide clear, actionable recommendations to in-country teams.
Own Commercial Outcomes: You will not stay in a spreadsheet. You’ll be expected to own business outcomes, understand the second-order effects of your models on sales and underwriting teams, and do work beyond pure analysis to make things happen.

What would make you ideal for the position?

Education: Bachelors or Honours degree in Actuarial Science, Statistics, Data Science, Mathematics, or a related quantitative field.
Technical Skills:

Strong proficiency in SQL for data extraction and manipulation.
Advanced skills in Python or R for statistical analysis, modelling, and data visualization (e.g., scikit-learn, pandas, seaborn).
Experience in building and maintaining credit scorecards, pricing models, or complex financial forecasts. Familiarity with data visualization or dashboarding tools (e.g., Tableau, Power BI) is a plus.

Soft Skills:

Strong analytical and problem-solving abilities.
A highly commercial mindset with a focus on business impact. Excellent communication skills—you must be able to explain complex quantitative concepts to non-technical stakeholders. C
Combines high intellectual horsepower with a practical, hands-on approach.
Must have an adventurous spirit and be willing to travel to our operating countries to engage directly with local teams and understand on-the-ground realities.

Experience: 2-5 years of relevant experience in a credit risk, pricing, or data science role, preferably within fintech, lending, or financial services.

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The Offer:

A USD-denominated monthly salary between $2,500 – $5,000, converted to ZAR (Offer will be market related, based on qualifications, skills and experience)

We don’t want you to miss out due to limited access to your academic results. Please keep your academic record, including your GPA / overall average, readily available, as this will be required as one of the first steps in the proces.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Other Finance/Accounting Jobs in Western Cape

In the Western Cape, the finance and accounting profession is a thriving industry with a strong demand for skilled professionals. Typically, the job market trends indicate a steady growth in the need for finance and accounting expertise across various sectors. This is often driven by the increasing importance of financial management, regulatory compliance, and data-driven decision-making in businesses.

When it comes to salaries, it’s common to see broad ranges varying depending on factors like experience, company size, and industry sector. Generally, entry-level positions can expect salaries ranging from R250 000 to R400 000 per annum, while senior roles may command salaries between R600 000 and R1 200 000 or more, depending on the individual’s qualifications and level of expertise.

Common skills required for finance and accounting roles in Western Cape include proficiency in financial software such as QuickBooks, Xero, or SAP; strong analytical and problem-solving skills; excellent communication and interpersonal skills; attention to detail and organisational abilities; knowledge of tax laws and regulations; and experience with budgeting and forecasting tools. Typically, a degree in commerce, accounting, or a related field is also essential.

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Industry sectors commonly employing finance and accounting professionals include the financial services sector, technology industry, manufacturing sector, and corporate organisations. These roles often involve providing financial guidance, managing budgets, preparing financial reports, and ensuring compliance with regulatory requirements.

For those looking to advance their careers in finance and accounting, career development opportunities abound. Typically, experienced professionals can move into senior management positions or pursue specialisations like forensic accounting, audit, or financial planning. Others may choose to transition into related fields like business consulting, investment banking, or entrepreneurial ventures. With continuous learning and professional development, finance and accounting professionals in Western Cape can enjoy a rewarding and challenging career with opportunities for growth and advancement.

This information provides general career guidance. Actual salaries and requirements vary by employer.

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