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Johannesburg: Credit Risk Associate

Credit Risk Associate

Posted on 2025-04-28 11:02:45

Salary Market related
Category Accounting / Finance
Location Za  /  Gauteng  /  Johannesburg

Job Summary

Key Responsibilities: Conduct in-depth credit assessments, including financial analysis, industry and country risk evaluations. Draft and present credit proposals and risk opinions to senior stakeholders. Monitor exposures, update credit files and risk ratings as needed. Assist in setting credit limits, payment terms, and applying risk mitigation tools (collateral, guarantees, credit insurance). Support the development and maintenance of credit risk models. Stay informed on macroeconomic, industry, and geopolitical factors affecting credit quality. Ensure compliance with internal credit policies and external regulations. YEN Key Stakeholders: Global Credit Team (Switzerland & New York) Senior Risk Management Other Risk & Commercial functions Qualifications & Experience: Bachelors degree in Finance, Economics, Accounting, or related field CFA/FRM (or progress toward) advantageous Minimum 5 years of relevant experience Strong financial modeling and analytical skills Experience in commodities, banking, or energy sectors preferred Familiarity with risk mitigation and trade finance tools Proficiency in Excel and PowerPoint; experience with Bloomberg, Capital IQ, or credit systems a plus Competencies: Strong communication and presentation skills High attention to detail and deadline-driven Proactive, organized team player with strong analytical thinking To apply, send your CV to:
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