Johannesburg: Credit Manager: Preference Capital Secured Products

Key Responsibilities: Evaluate, recommend, and approve SME lending deals within delegated authority. Conduct detailed financial and cash flow analysis to assess credit quality and sustainability. Work closely with Legal and Business Development teams to structure and finalise secured lending, asset finance, and working capital deals. Present professional credit assessments to the Credit Committee, highlighting key risks and mitigations. Monitor portfolio performance, identify early warning signs, and take proactive corrective action. Require ments : Postgraduate qualification in Commerce, Finance, or Business. Minimum 3 years in corporate or business lending, or 57 years in secured lending. financial and commercial acumen. Strong knowledge of credit evaluation, risk management, and collateral. Confident decision-maker with sound analytical thinker whos comfortable working under pressure and enjoys problem-solving.