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Johannesburg: Credit Scoring Analyst

Johannesburg: Credit Scoring Analyst

Posted on 2025-07-17 00:00:00

Employer Unspecified
Category Accounting / Finance
Location Gauteng  / Johannesburg

Job Summary

Credit Scoring Analyst Were on the hunt for a Credit Scoring Analyst who thrives on challenge and innovation. If you’re passionate about building robust models and being part of a high-performing analytics team, then this is the opportunity for you! What Youll Be Doing: Design, implement and maintain predictive credit risk models for both consumer and merchant lending portfolios Build and refine credit scoring frameworks that influence acquisition, behavioural, and collections strategies Monitor model performance, run diagnostics, and ensure ongoing validation in line with internal and regulatory standards Collaborate closely with Data Engineers, Analysts, and Risk Teams to ensure data accuracy and relevance Support automation and operational deployment of models within production systems Generate insights through stress testing, scenario analysis , and exploratory analytics Present modelling results to internal governance forums and assist with regulatory reporting where needed Stay ahead of the curve by keeping up with new modelling techniques , regulatory changes, and market trends What Youll Bring: A Degree in Statistics, Actuarial Science, Mathematics, Data Science , or a related quantitative field A Post-graduate qualification (MSc/PhD) is a strong advantage 37 years experience in credit risk modelling, financial modelling, or advanced analytics in banking, fintech, or consulting Strong hands-on proficiency in Python, R, SAS , and SQL Exposure to IFRS 9 , Basel, or internal capital modelling frameworks Familiarity with machine learning algorithms is a bonus Key Strengths We Value: A curious, data-driven mindset Strong technical and mathematical thinking Excellent communication skills Able to translate data into decisions Ability to work independently and as part of a cross-functional team High attention to detail, with a commitment to quality and integrity Why Apply?: Youll be joining a team that believes in intelligent innovation, purpose-driven work, and unlocking credit access through smart data . This role offers real ownership, exposure to executive-level discussions, and the ability to shape credit strategy from the ground up.

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