Johannesburg: Payment Integration Analyst

Remote role. We are seeking a Technical Payments Integration Analyst to conduct a short-term discovery and feasibility assessment for a payments solution that is being built. The successful candidate will be responsible for analysing and documenting the technical requirements, integration approaches, and complexity of integrating a mobile money platform and payment service providers. The output of this engagement will be a detailed technical integration report to guide subsequent solution architecture and development. This is a hands-off technical analysis role – not a software development position – requiring strong payments domain knowledge, API integration understanding, and the ability to operate independently. Key Objectives Assess integration with mobile money platforms Analyse integration options with: Local Payment Service Providers (PSPs) Direct bank integrations (where applicable) Evaluate both: Customer payment (pay-in) flows Merchant payment / settlement (pay-out) flows Identify technical, operational, and regulatory considerations impacting integration Key Responsibilities Perform technical discovery of mobile money and PSP integration capabilities Review and analyse available API documentation and technical specifications Map end-to-end payment flows, including: Customer initiation Transaction processing Settlement and reconciliation Error handling and reversals Assess authentication, security, and compliance requirements Identify integration risks, dependencies, and constraints Compare alternative integration approaches (direct vs PSP-mediated) Produce a comprehensive technical integration report including: Recommended architecture options Integration patterns API and security requirements Regulatory and compliance considerations Estimated implementation complexity Required Experience & Skills Payments & Financial Systems (Essential) Proven experience in payments systems, fintech, or mobile money platforms Hands-on exposure to mobile money ecosystems (e.g. MTN MoMo, Airtel Money, M-Pesa, or similar) Experience working wit