| Date | 2024-12-25 |
|---|---|
| Job Title | Manager: Credit And Operations |
| Employer | IT Ridge Technologies More Information |
| Salary | 0 |
| Category | Insurance And Investments |
| Location |
Gauteng / Pretoria |
Job Summary
Role Overview: We are seeking an experienced and driven Credit Operations Manager to lead and manage our credit operations team. This role is pivotal in ensuring that our credit processes are efficient, compliant, and value-adding. The ideal candidate will have extensive experience in consumer or commercial lending, with a strong focus on credit risk management, originations, and collections. This is an exciting opportunity to shape the credit function, drive operational excellence, and contribute to the growth and success of our organization.
Responsibilities:
Leadership:
- Manage and lead the credit operations team to meet department performance targets and contribute to the overall success of the Organisation.
- Oversee the underwriting and acquisitions process for loan origination, including developing and implementing strategies and models related to pricing, profitability, and customer profiling.
- Collaborate with cross-functional teams, including operations, legal, marketing, and finance, to ensure seamless execution of credit processes.
Operations Management:
- Design, implement, and continuously improve back-office systems and processes related to underwriting, loan administration, and collections.
- Manage a wide range of operational activities, including credit analysis, direct communication with applicants and borrowers, issuing loan agreements, payment application, and customer claims management.
- Set up new business processes and enabling IT systems to enhance operational efficiency.
- Oversee day-to-day underwriting and collections, ensuring compliance with legal and internal policies.
- Analyze bottlenecks and implement solutions to improve process performance, such as reducing time to loan approval and minimizing late repayments.
- Manage operational costs while balancing outstanding customer experience with cost control.
- Prepare and present regular updates on lending operations to senior management, highlighting results and improvement plans.
- Ensure credit team compliance with TCF regulations.
Credit Control:
- Develop, implement, and regularly update credit operational processes, policies, and guidelines.
- Monitor loan performance metrics and generate reports for senior management.
- Identify early signs of default and take proactive measures to mitigate losses.
- Analyze loan performance and prepare recommendations for improvement.
- Collaborate with the credit control manager to review loan applications and recommend loan recovery strategies.
- Diversify the credit portfolio to mitigate risk and leverage data analytics to enhance credit assessments and operational efficiency.
Risk Management:
- Develop and implement credit risk management policies in alignment with regulatory requirements and business objectives.
- Foster a culture of risk awareness and compliance within the organization.
- Manage relationships with third-party vendors, service providers, credit bureaus, and auditors.
Compliance, Corporate Governance, and Control:
- Ensure compliance with company credit policies and corporate governance standards.
- Provide timely information to internal and external auditors and implement agreed actions.
People Management:
- Set goals and objectives for department heads and appraise their performance.
- Lead by example, monitor performance metrics, and take corrective actions when necessary.
- Coach, mentor, and develop staff to build a high-performing credit team.
- Identify training needs and recommend relevant programs to enhance staff capacity.
Reporting:
- Oversee the preparation of regular reports and presentations on credit risk performance, trends, and key metrics for senior management and regulatory bodies.
Experience and Qualifications:
- 5 to 8 years of experience in consumer or commercial lending, with at least 3 years in a management role.
- Strong understanding of credit risk principles, particularly in originations, collections, and business integration/strategy.
- Up-to-date knowledge of best practices and industry trends.
- Proven ability to lead, motivate, and inspire a diverse team.
- Strong collaboration and stakeholder management skills.
- Focus on driving performance, innovation, and continuous improvement in credit risk management practices.
Manager: Credit And Operations position available in Gauteng, Pretoria. This job position was posted by IT Ridge Technologies. The job has been posted as a premium ad on 2024-12-25 at 13:12:17 in the Insurance And Investments category
Click Go Apply to apply online!
You might also like to look at the available jobs in the same area.
Apply directly on jobmail for this position
Some posts have contact information included with other instructions. All applicants are urged to read the instructions carefully.
We will list jobs at the bottom of each job, so feel free to scroll down and continue your search.
We do not accept any job applications and merely offer the service of daily jobs being mined and displayed on our job portal.
Each job post has a link to take you directly to the original post to apply on their website or the original website where the post came from.
Here are some more related positions
Johannesburg: Cottages Manager posted by Kontak Recruitment
Cottages Manager (B&B) (JB4809)Observatory, JohannesburgR25 000.00 a month (Dependent on experience)Benefit: Accommodation (Suitable for single person)Duration: PermanentA dynamic Southern African NGO based in Johannesburg that promotes gender equality and
View Job
Cottages Manager
Durban North: Accounting Manager (Contractor) posted by Khulas
Perform general bookkeeping tasks to maintain accurate financial records. Manage customer invoicing, ensuring timely and accurate billing. Execute collections efforts. Responsible for vendor invoicing and payment processing. Execute all components of the
View Job
Accounting Manager (Contractor)
Cape Peninsula: Account Manager posted by Service Solutions Staffing
Job Description: Account Manager/LeaderOur client is in the fleet tracking industry and is seeking a customer-focused Account Manager to maintain and grow client relationships. Key responsibilities include ensuring client satisfaction, promoting products/s
View Job
Account Manager
Johannesburg: Floor Manager posted by Kontak Recruitment
Floor Manager (JB4813)Johannesburg, Gauteng R20 000 to R30 000 CTC per month (negotiable based on experience)PermanentAn established hardware store in Johannesburg is seeking a dynamic and mature individual to join their team. This role offers signifi
View Job
Floor Manager
Gauteng: Software Product Manager posted by Kontak Recruitment
Software Product Manager (JB4817) Remote (Suitable for candidates in Gauteng only) R1 100 000 to R1 250 000 Annually CTCPermanent A dynamic company is seeking a skilled and motivated Product Manager to join their team. The successful candidate will be res
View Job
Software Product Manager
Africa: Strategic Resource Protection Manager – Kafue Nat Park Zambia posted by Career Pathfinders
This role is a blend of leadership, supervising, mentoring and coordination across two ofthe Game Management Areas (GMAs) within the Greater Kafue Ecosystem; As the Strategic Resource Protection Manager, BA Degree Strategic Resource Protection Manager - Ka
View Job
Strategic Resource Protection Manager – Kafue Nat Park Zambia
Pretoria: Contracts Manager – Urgently Required posted by Leruo Group
Requirements: National Diploma or B-Tech Degree in Engineering or Construction and a minimum 5 years Civil engineering experience. Contracts Manager - Urgently Required position available in Gauteng, Pretoria. This job position was posted by Leruo Group. T
View Job
Contracts Manager – Urgently Required
Cape Town: New Vehicle Selling Sales Manager – Selling Manager posted by Bonafide Human Capital
Our well known automotive vehicle dealer client in Parow has a vacancy available for qualified and experienced Strong New Vehicle Selling Sales Manager.Minimum sales 18 unitsThis position is regarded as a key management role and will be suited to an experi
View Job
New Vehicle Selling Sales Manager – Selling Manager
Johannesburg South: Warehouse And Distribution Operations Manager posted by Kontak Recruitment
Warehouse and Distribution Operations Manager (JB4821)R30 - 45 000 per month CTCAnnual performance-based bonuses & quarterly incentivesJohannesburg SouthAs a leading supplier of food, cleaning and packing solutions for the hospitality industry, this compan
View Job
Warehouse And Distribution Operations Manager
Middle East: Project Manager Rope Access Windows Installation posted by Arid Consulting
Project Managers: Glacier/Window Installing: UAE: Long Term ContractMust have a valid IRATA CertificateYour updated profile should include your ability to work with precision to prevent damages and ensure that glass fits correctly in windows, windshield
View Job
Project Manager Rope Access Windows Installation
Irene: Procurement And Contracts Manager (D-Upper) posted by Limpopo Career Consortium (Limcaco)
NQF Level 7 degree in Supply Chain, Finance, or any qualification in the related field equivalent to NQF 7 5 to 10 years` experience within Management and Mining Supply Chain sector - including planning and distribution functions. Experience in client and
View Job
Procurement And Contracts Manager (D-Upper)
Pretoria North: Sales Manager posted by Give Me 4 Cars
Dealership is looking for secondhand sales executive. Sales Manager position available in Gauteng, Pretoria North. This job position was posted by Give Me 4 Cars. The job has been posted as a free ad on 2024-10-31 at 08:53:36 in the Automotive category C
View Job
Sales Manager
Johannesburg: Junior Key Account Manager posted by CSPC
Junior Key Account ManagerPlan and oversee sales targets for regional sales RepresentativesBuild and maintain relationships with Sales RepsInvestigate Sales Reps needs and wants to keep up with Sales reps needs and assist in substantially growing the busin
View Job
Junior Key Account Manager
Burgersfort: Maintenance Manager – Urgently Needed posted by Naranja Packers
Responsibilities and DutiesSupervise, coordinate and plan preventative maintenance schedules on equipment, machinery and buildingsOrganizing and coordinating the material and human resources required to complete jobsEnsure the efficient and safe operation
View Job
Maintenance Manager – Urgently Needed
Pretoria: Production Manager (Senior Management) – Experience In Conveyor Systems posted by Montana Recruitment
Production Manager (Senior Management) :Centurion. Permanent position.Salary: R70 000.00 - R80 000.00 per month.Preferably someone who has about 8-10 years of experience in Production Management, involving Steel Fabrication and Machining.Preferred Competen
View Job
Production Manager (Senior Management) – Experience In Conveyor Systems
Southern Suburbs: Restaurant Manager – Urgently Needed posted by Southern Sun Waterfront, Cape Town
Experience required3 - 5 years in the restaurant industryMinimum Qualification required:Grade 12 or equivalent qualificationAn added qualification will be an advantageBasic Requirements:The position requires shift work, working some weekends and public hol
View Job
Restaurant Manager – Urgently Needed
Gauteng: Marketing Manager – Medical Field posted by Dr T Rosic
Medical bureau seeking the services of a vibrant marketing and liaisons manager to become part of their dynamic team. Commission will be on offer. Marketing Manager - Medical Field position available in Gauteng, Gauteng. This job position was posted by D
View Job
Marketing Manager – Medical Field
Centurion: Assistant Manager posted by Lauriston Guesthouse
We are looking for a Non- Smoking applicant with a Valid driver`s license and own transport to join our team. Must live around Pretoria or the Centurion area.Must have a qualification in Hospitality (Guesthouse or Hotel) industry and experience.Some of you
View Job
Assistant Manager
Cape Town: Plumbing / Development Contractors Manager posted by One Stop Plumbers Shop
One Stop Plumbers Shop is looking for TWO experienced Plumbing / Development Contractors Manager to establish a new client data base in the Southern Suburbs and Table View area.The ideal candidate will be someone who has a thorough understanding of the sal
View Job
Plumbing / Development Contractors Manager
Northern Cape: Mine Planning Manager posted by CSG Group
Job Overview:This role involves overseeing strategic and operational mine planning for optimal manganese ore extraction in an open-cast mining environment. Youd be responsible for short-, mid-, and long-term planning while leading key departments such as g
View Job
Mine Planning Manager
Limpopo: Vehicle And Maintenance Manager – To Start Immediately posted by GTD Resorts Royal Morubisi
Located outside Vaalwater on a Big 5 game farm, we are seeking a Vehicle and Maintenance Manager to oversee our fleet of vehicles and manage our maintenance department.Knowledge of Land Cruisers, Land Rovers and other farm implements, plumbing, carpentry a
View Job
Vehicle And Maintenance Manager – To Start Immediately
Pretoria: New Vehicle Sales Manager – Premium Brand posted by Bonafide Human Capital
Our passenger vehicle dealership in Pretoria currently holds a vacancy for a Manager: New Vehicles Sales with Premium Brand experience.This position is regarded as a key management role and will be suited to an experienced manager who has the ability to at
View Job
New Vehicle Sales Manager – Premium Brand
Johannesburg: Branch Manager Epc posted by Kontak Recruitment
Branch Manager EPC (Engineering, Procurement and Construction) Business Development and Operations (JB4828) Bedfordview, Gauteng R600 000 to R1 000 000 Annually CTCPermanent A leading provider of innovative solutions in the aviation and defense sectors, i
View Job
Branch Manager Epc
Gauteng: Branch Manager posted by Kontak Recruitment
Branch Manager (Food and Beverage Supply Chain/Business Development & Operations) (JB4826)Bedfordview, Gauteng R400 000 to R700 000 Annually CTCPermanent A global leader in aerospace, defence, and marine solutions, is looking for a Branch Manager (Food and
View Job
Branch Manager
Bedfordview: Branch Manager posted by Kontak Recruitment
Branch Manager (Defence & Aviation Business Development and Operations) (JB4827) Bedfordview, Gauteng R700 000 to R1 000 000 Annually Permanent A leading provider of innovative solutions in the aviation and defense sectors, is looking for a Branch Manager
View Job
Branch Manager
Email Alerts
Click the button below and submit your email to receive email alerts with the latest jobs.
This service is offered by Result Generation
We do not save your information, and your email is the only information we forward to the service.
If you wish to unsubscribe, please click here
