Key Responsibilities: Business Strategy & Growth Develop, define and execute the strategic roadmap for StudyAll’s lending platform, positioning it as a leader in the education fintech space Develop and scale alternative data-based credit assessment models that evaluate student creditworthiness beyond traditional metrics Drive product innovation in flexible repayment structures, income-share agreements, and Study Now Pay Later education financing Establish strategic partnerships with educational institutions, EdTech platforms, and financial partners to expand market reach Risk Management Build and oversee a robust Non-Banking Financial Institution (NBFI) operation compliant with regulatory requirements and industry standards Implement sophisticated risk assessment algorithms and credit scoring models tailored to student demographics Develop sustainable unit economics implementing risk-based pricing strategies that balance accessibility with profitability Establish comprehensive loan portfolio management including collections, restructuring, and recovery processes Monitor key lending metrics: Bounce rates, portfolio aging movements, Delinquency management and lifetime value Technology & Operations Oversee the development of a cutting-edge lending platform with seamless user experience for loan origination, underwriting, and servicing Implement advanced data analytics, machine learning, and AI capabilities for credit decisioning and risk management Ensure robust cybersecurity, data protection, and fraud prevention measures across all operations Build scalable operational infrastructure to support rapid growth and high transaction volumes Regulatory & Compliance Ensure obtaining regulatory licenses in the jurisdictions where operations are proposed to be launched Navigate and ensure compliance with Non-Banking Financial Institution regulations in multiple jurisdictions, consumer protection laws, and financial services legislation Establish relationships with regulatory bodies, rating agencies, and industry associations Implement comprehensive KYC, AML, and credit reporting procedures Maintain adherence to fair lending practices and responsible lending guidelines Fundraising & Capital Markets Develop relationships with venture capital firms, private equity investors, and strategic financial partners Explore debt financing options, securitization opportunities, and alternative capital sources Present compelling investment propositions highlighting market opportunity, unit economics, and growth potential Leadership & Team Building Build and lead a high-performing team across technology, marketing, risk, operations, compliance, and business development Foster a culture of innovation, customer-centricity, and responsible lending practices Establish clear performance metrics, accountability structures, and incentive programs Required Qualifications: Educational Background Advanced degree in Finance, Business Administration, Economics, Engineering, or related quantitative field Regulatory training in NBFC operations and consumer lending compliance Core Experience 10 years of senior leadership experience in fintech, Banking / Non Banking Financial Institutions, or financial services Proven track record of scaling lending businesses, with experience in consumer credit, marketplace lending, or alternative finance Deep understanding of credit risk management, underwriting processes, and loan portfolio optimization Regulatory expertise in Non-Banking Financial Institution operations, consumer lending laws, and financial services compliance Technology leadership experience with fintech platforms, digital lending solutions, and data-driven decision making Industry Knowledge Alternative lending experience: Consumer financing, BNPL, digital lending, marketplace lending, Student loans or similar models Credit assessment expertise: Alternative credit scoring, machine learning models, and non-traditional data sources EdTech familiarity: Understanding of education financing, student demographics, and academic institution partnerships Capital markets knowledge: Experience with debt funding, securitization, and investor relations Leadership Capabilities Entrepreneurial mindset with experience building fintech companies from early to growth stage Strategic thinking with ability to identify market opportunities and competitive advantages Stakeholder management skills for engaging with regulators, investors, partners, and team members Data-driven approach to business decisions, risk management, and performance optimization What We Offer: Highly competitive executive compensation Equity stake with potential for substantial value creation as the company scales Lead a high-impact fintech that democratizes access to quality education Shape the future of education financing and student lending in emerging markets Build a category-defining company with potential for regional expansion and market leadership

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