Job Description
About the Role
Telebest is seeking a highly experienced Senior Credit Manager to join their team in Sandton, Johannesburg. The successful candidate will be responsible for evaluating credit risks and ensuring adherence to company policies and procedures.
Key Responsibilities
- Perform risk gradings of Business Partners through an application of in-house credit risk tools and models and give constructive view on the output.
- Ensure adherence to credit policies and procedures as well as team alignment to the Credit Risk Appetite Strategy.
- Responsible for the final sign-off of all risk ratings within the company, including accountability for a consistent rating approach for all entities and approval of overrides.
- Prepare and position submissions at the relevant sanctioning committee and respond to questions.
- Provide support, guidance and a consistent approach and interpretation of credit and investment principles across the full credit cycle.
- Responsible for independent evaluation of annual credit reviews and provide oversight to ensure these are aligned with policy requirements.
- Assist Origination Managers in ensuring that all key and specific credit conditions are correctly and clearly documented and properly defined in the relevant facility agreements.
- Partner with Risk Governance and Portfolio Management to provide insights on client conduct and lessons learnt when required.
- Facilitate constructive working relations and healthy working morale with internal stakeholders.
- Providing input to the development and enhancing of credit policies and procedures.
- Ensure on-going compliance with Credit Policy and other relevant regulatory requirements.
Requirements
- CA or BCom postgraduate qualification.
- MBA would be advantageous.
- 8 to 10 years experience in a financial institution.
- Knowledge and understanding of credit and investment risks in the financing of transactions or projects.
Qualifications
No specific qualifications mentioned.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other Finance/Accounting Jobs in Gauteng
The finance and accounting sector is a significant contributor to the economy of Gauteng, South Africa, providing numerous opportunities for professionals looking to advance their careers. With major financial institutions, banks, and multinational corporations based in the province, there is a high demand for skilled finance and accounting professionals.
Salary ranges in Gauteng are generally in line with national averages, but can vary depending on factors such as industry, company size, and level of experience. According to recent job postings, average salary ranges for finance and accounting positions in Gauteng include:
R250 000 – R350 000 per annum for junior finance professionals
R400 000 – R600 000 per annum for experienced accountants
R700 000 – R1 200 000 per annum for senior finance managers
Key skills required for success in the finance and accounting sector in Gauteng include:
Financial planning and analysis
Accounting standards and compliance (e.g. IFRS)
Data analytics and reporting
Communication and interpersonal skills
Budgeting and forecasting
Risk management
Business acumen and strategic thinking
Major employers in the finance and accounting sector in Gauteng include:
Standard Bank, one of South Africa’s largest banks, with its headquarters located in Sandton, Johannesburg.
Multinational corporations such as IBM, which has a significant presence in the province, and Unilever, a leading consumer goods company.
The Johannesburg Stock Exchange (JSE), which is also based in the province and provides opportunities for finance professionals to work in investment banking and stockbroking.
Career growth opportunities are available in the finance and accounting sector in Gauteng, with many companies investing in training and development programs to support their employees’ career progression. Senior finance managers can move into executive roles, while experienced accountants can take on leadership positions or start their own businesses. Additionally, the JSE offers a range of training programs and certifications for finance professionals, such as the Certified Financial Analyst (CFA) program.
Overall, the finance and accounting sector in Gauteng presents numerous opportunities for career advancement and professional growth, with a high demand for skilled professionals and competitive salary ranges.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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