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Bellville: Financial Planner – Bellville

Financial Planner – Bellville

Posted on 2025-03-21

Salary Market related
Category Accounting Finance
Location Cape Town City Centre  /  Bellville

Job Summary

A Financial Planner position available for a leading company within the financial industry. Your: Education A financial qualification is essential (e.g. B Com finance, accounting, investment management); A Post Graduate diploma in Financial Planning; CFP® designation is essential. Experience Required Minimum of 3 years relevant experience; Proficient in Afrikaans, both written and verbal communication. Knowledge Proficient on Microsoft Windows (advanced level in Excel); Building financial models in Excel; Estate Planning tax and regulation. will enable you to fulfill the following duties: Responsibilities (Investment Planning) Consolidate and summarise all client assets (policies, investments & properties); Make necessary projections; Highlight different tax implications; Prepare the necessary cash flows to ensure sustainability of income; Identify the appropriate investment vehicle and structure; Identify the clients capital & income needs in the event of death/disability/severe illness/retirement; Determine capital / income shortfalls; Analyse & compare various local & offshore unit trust funds (CIS). Obtain & provide performance graphs, asset allocation, risk & return scatterplots, risk correlation tables etc. Responsibilities (Estate Planning, Risk Planning & Business Insurance) Consolidate and summarise all policies, investments & assets and liabilities at death, disability or severe illness; Consolidate all income and capital needs of the client at death, disability or severe illness; Calculate tax and duties payable at death; Prepare the necessary estate planning proposal which contains a breakdown of the estate duty, summary at death and liquidity position at death; Determine additional cover needed; Prepare the necessary risk proposal for disability and severe illness which compares the provisions with the shortfall; Determine capital / income shortfall or surplus at death and can make the appropriate recommendation; Business Assurance – including Buy-and.-sell agreements, credit/debit loan accounts, contingent Liability, keyperson assurance and. Deferred/Preferred compensation; Calculate company values where necessary. People Liaise closely with all stakeholders (i.e. Wealth Planners / Financial Advisors, External brokers, Investment Consultants from Life and Asset Management Companies) Administration Advise Wealth Planners on where to invest, and tax implications; Drafting of reports and estate plans as per instructions from the Wealth Planner; Provide additional assistance to the Wealth Planners after presentation of the report, when necessary; Research investment portfolios and investment performance; Provide recommendations on various products and investment structures; Track relevant legislation and keep up to date on investment solutions. Process 3 Business days lead time in preparation of investment reports / proposals for Financial Advisors; 4 Business days lead time in preparation of Estate planning and Business Insurance proposals.

Financial Planner – Bellville position available in Cape Town City Centre, Bellville. This job position was posted by . The job has been posted on 2025-03-21 in the Accounting Finance category

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