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Centurion: Distressed Debt & Restructuring Specialist (Agribusiness)

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Job Description

About the Role

A leading specialist agricultural financial institution is seeking an experienced Agricultural Specialist – Workout & Restructuring to manage distressed banking clients and implement sustainable turnaround strategies. This role focuses on identifying innovative restructuring solutions, managing high-risk agricultural accounts, and driving successful business rescue and recovery outcomes.

Key Responsibilities

  • Take ownership of a portfolio of distressed agricultural and commercial banking clients.
  • Conduct full diagnostic assessments and preliminary due diligence.
  • Engage Credit, Legal, Banking and Collections teams to assess risk exposure.
  • Develop and recommend innovative commercial restructuring solutions.
  • Determine long-term business and financial viability.
  • Formulate and implement business rescue and turnaround plans.
  • Negotiate equitable restructuring agreements that protect the Bank’s interests.
  • Collaborate with Legal to structure and finalise loan, equity and security agreements.
  • Manage the end-to-end restructuring process from assessment to execution.
  • Monitor performance of restructured accounts against approved turnaround plans.
  • Analyse financial performance and address variances proactively.
  • Present performance updates to governance structures (e.g. Credit Committees, EXCO, Board).
  • Provide input into impairment assessments in collaboration with Finance.

Requirements

  • BCom or relevant 3-year qualification in Business, Agriculture or Commerce.
  • 3–5 years’ banking experience, including:
  • Deal structuring and credit analysis
  • Agricultural finance exposure
  • Structured trade and commodity finance
  • Business turnaround and distressed client management

Qualifications

  • Valid driver’s licence and willingness to travel.

Salary & Benefits

No information available.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

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About Accounting / Finance Jobs in Tshwane

The accounting and finance sector in Tshwane is generally considered to be a stable and attractive field, with a strong demand for skilled professionals. Typically, this industry experiences moderate growth rates compared to other sectors, driven by the steady expansion of businesses across various industries. As such, job seekers can expect a relatively secure and competitive career path.

When it comes to salary expectations in Tshwane, it’s difficult to provide an exact range, as these can vary widely depending on factors like experience, company size, industry sector, and specific role requirements. Generally, accounting and finance professionals with relevant qualifications and experience can expect to earn broad salary ranges of R500 000 to R1,5 million per annum or more, although actual salaries may differ significantly from this range. It’s essential to note that these figures are only a rough guide and should not be taken as an accurate representation of individual earning potential.

Common skills required for accounting and finance roles in Tshwane include proficiency in financial software such as Excel, Xero, or SAP; strong analytical and problem-solving skills; attention to detail and organisational ability; excellent communication and interpersonal skills; knowledge of financial regulations and standards; and experience with budgeting, forecasting, and financial analysis. Additionally, having a degree in accounting, finance, or a related field is often preferred.

The accounting and finance sector can be found across various industries, including the financial services sector, technology industry, manufacturing sector, and public sector institutions. In Tshwane specifically, many businesses and organisations require skilled accountants and financiers to support their operations, providing a range of job opportunities for those in this field.

Career development opportunities are available throughout the accounting and finance sector. Typically, professionals can expect to progress through roles such as accountant, financial analyst, or senior financial manager, before potentially moving into more senior leadership positions. Many accountants and financiers also choose to specialise in specific areas, such as tax, auditing, or investment analysis, which can lead to further career advancement opportunities.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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