Johannesburg: Senior Technical Product Manager: CredTech posted by Sabenza IT & Recruitment

We are seeking a Senior Technical Product Manager to lead the development and delivery of our credit technology platforms. This role will drive the strategy, execution, and governance of systems supporting credit origination, decisioning, servicing, and collections, ensuring scalable, secure, and compliant solutions that enhance customer experience.

Requirements

• Bachelors degree in computer science, Information Systems, Finance, or related field (mandatory).
  
• Postgraduate qualification (MBA, MSc in FinTech, Risk, or Data Science) advantageous.
  
• Credit Risk/Banking: CFA, FRM (Financial Risk Manager), or equivalent.
  
• Product Management: Agile Product Owner (PSPO, SAFe POPM).
  
• Data/Decisioning: Machine Learning or Data Analytics certifications (advantageous).
  
• Cloud/Platform certifications (AWS/Azure/GCP relevant to credit platforms).
  
• 1012 years experience in product management or credit technology, with at least 5+ years in senior product ownership.
  
• Proven track record in delivering credit/lending platforms, including origination, decisioning, and loan servicing.
  
• Strong knowledge of credit risk management, lending workflows, and regulatory requirements.
  
• Experience with decisioning engines (e.g., FICO, Experian, Provenir), credit bureau integrations, and APIs.
  
• Exposure to digital lending models, embedded credit, BNPL, and alternative credit scoring.
  
• Prior experience in regulated industries (banking, fintech, financial services) preferred.
  
• Core Skills & Competencies
  
• Strong technical product management expertise (platforms, APIs, integrations, credit systems).
  
• Deep understanding of credit lifecycle origination, decisioning, servicing, collections.
  
• Ability to balance risk management, compliance, and customer experience.
  
• Excellent stakeholder management across credit, risk, compliance, engineering, and data science.
  
• Strong analytical and problem-solving skills with a data-driven mindset.
  
• Ability to influence executives, vendors, and regulators with clarity and authority