Midrand: Supervisor – Lending (Midrand)

Job Responsibilities: Loan origination and processing Implement loan origination strategies with lending team Assist team to conduct the application process accurately, within reasonable timelines and according to approved processes Lead more complex transactions Review and recommend funding applications in a timely manner, communicating any deviations, key risks and mitigants Oversee legal agreements and conditions precedent Review and recommend all disbursements Maintain records of loan applications Monitoring and Collections Actively monitor loans after disbursement according to guidelines and policies Oversee adjustments/extensions and other post investment support Oversee collections and implement collection activities timeously Lead recoveries through internal and external resources (debt collectors) Minimise impairments and bad debts Maintain excellent client relationships and satisfaction levels leading to low attrition Reporting & Compliance Weekly, monthly, quarterly, semi-annually and annual reporting to internal and external stakeholders on lending activities Ensure compliance to applicable laws and regulations Organisation Development Manage team to ensure achievement of goals and client satisfaction Support self-development of team, adherence to mandatory training and continuous learning Contribute to the development and implementation of sound policies and procedures Monitor market conditions and regulatory changes and make recommendations for enhancements to existing policies and procedures Provide support in strategic projects, policy and process improvements initiatives and product development Qualification and Skills Required: Relevant degree or diploma 5 years credit experience, ideally in lending Analytical skills and attention to details Problem-solving capabilities and excellent organizational and time management skills Proficiency with Microsoft Office and general lending/credit tools Sound credit judgement. Ability to understand the risk return trade-off and come up with well thought-out solutions to mitigate credit risk Should you not receive a response within 10 working days, please consider your application as unsuccessful