Johannesburg: Credit Analyst – Banking Industry – Sandton posted by Hire Resolve

Hire Resolve’s client, a leading financial institution in the banking industry, is seeking a highly skilled and experienced Credit Analyst to join their team in Sandton. As a Credit Analyst, you will be responsible for assessing the creditworthiness of potential clients and making informed recommendations based on your analysis. You will play a crucial role in evaluating loan applications and determining the risks associated with credit transactions. The ideal candidate will have a strong background in credit analysis in the banking industry, excellent financial modeling skills, and a keen eye for detail.

Responsibilities

• Analyze credit data and financial statements to determine the creditworthiness of potential clients
• Evaluate loan applications and assess the risks associated with credit transactions
• Prepare detailed credit reports and make informed recommendations based on findings
• Monitor the credit portfolio and proactively identify potential issues or risks
• Collaborate with clients to gather necessary financial information and ensure accurate credit assessments
• Stay updated on industry trends and best practices in credit analysis
• Provide credit analysis expertise and support to other departments within the organization

• Bachelor’s degree in Finance, Accounting, or a related field
• Minimum of 2 – 5 years of experience in the banking industry
• Strong analytical and financial modeling skills
• Knowledge of banking regulations and credit risk assessment
• Excellent verbal and written communication skills
• Ability to work independently and collaboratively in a team environment
• Proficient in using credit analysis tools and software
• Detail-oriented with a high degree of accuracy