Job Description
About the Role
To join our team at I Grow Wealth Investments, you will be working as a Bond Originator where you will be responsible for originating bond applications and providing expert advice on property finance solutions to clients. You will have the opportunity to leverage your existing client book to secure new opportunities and grow your bond origination portfolio.
Key Responsibilities
- Consult with Investors daily, whether one-on-one or telephonically, for the purpose of obtaining financial information to do affordability assessment or to process bond applications.
- Thoroughly complete application forms, capture and submit applications to specified financial institutions through DealMaker system.
- Daily follow up with banks on all submitted applications.
- Provide regular feedback to clients.
- Motivate decline applications, do rate appeals with banks to ensure that best possible outcome is received. High conversion ratio will be expected.
- Ensure that sale agreements are signed correctly within the specified time.
- Ensure that applications granted are taken to “done deals” (balance purchase price paid if needed) within the specified time.
- Assist with the updating of spreadsheets.
- Assist clients in navigating the home loan process, from application to approval.
- Build and maintain strong relationships with banks, financial institutions, and real estate professionals.
- Leverage your existing client book to secure new opportunities and grow your bond origination portfolio.
- Provide expert advice on property finance solutions tailored to individual client needs.
- Negotiate favourable terms and ensure seamless loan approvals for clients.
- Stay up-to-date with property finance trends and lending regulations.
- Ad-hoc bonds and administration duties as requested from time to time.
Requirements
- Minimum of 2 years current proven experience as a Bond Originator or in property finance.
- A current book of clients with a track record of monthly grant figures averaging R2 million or more.
- Ability to provide evidence of approved grants and consistent performance.
- Exceptional sales and relationship-building skills.
- Knowledge of home loan products, the real estate market, and banking processes.
- Self-motivated, results-driven, and eager to grow your portfolio and income.
- Great communication skills
- Excellent telephone etiquette
- Able to work in a team
- Be able to work under pressure in a fast-paced environment
- Great time-management skills
- Well presented as you will deal with clients
- Experience with DealMaker system
Qualifications
None specified.
Salary & Benefits
Not mentioned.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Finance/Accounting Management Jobs in South Africa
In South Africa, the finance and accounting management field is a vital component of various industries, typically requiring professionals with strong analytical skills and attention to detail. Generally, this field is considered stable and in-demand, with common job opportunities available across various sectors.
Typically, salaries for finance and accounting management positions in South Africa range from R500 000 to R1,5 million per annum, depending on factors such as experience, company size, industry sector, and specific job requirements. It’s essential to note that these figures are broad estimates and can vary significantly, with senior roles or those in smaller companies often commanding higher salaries. Experience, qualifications, and industry expertise also play a significant role in determining salary ranges.
Common skills required for finance and accounting management positions include proficiency in financial software such as SAP or Oracle, strong analytical and problem-solving abilities, effective communication and interpersonal skills, and experience with budgeting, forecasting, and financial reporting. Additionally, knowledge of tax laws, financial regulations, and industry-specific standards is often essential. In some cases, technical skills like Excel, data analysis, or programming languages may also be required.
The finance and accounting management field is commonly employed in various industries, including the financial services sector, technology industry, manufacturing sector, and government institutions. These roles can provide a stable foundation for career growth and development, with opportunities to progress into senior positions or transition into related fields like investment banking or auditing.
Career progression paths for finance and accounting management professionals often involve developing expertise in specific areas, such as financial planning and analysis, risk management, or internal audit. Many organisations also offer training and development programs to support the growth of their employees, which can provide valuable opportunities for career advancement. With a strong foundation in finance and accounting, individuals can pursue various career paths, including senior leadership roles or entrepreneurial ventures.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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