Johannesburg: Credit Analyst: Workouts & Restructuring

February 26, 2026 Jobs in Central Johannesburg

Job Description

About the Role

The Johannesburg-based Credit Analyst: Workouts & Restructuring role is a critical position within our W&R portfolio, requiring a skilled professional to carry out quality credit assessments, present sustainable solutions, and manage credit risk on behalf of the Company.

Key Responsibilities

Carry out full credit assessments within allocated portfolio
Check the credit submission for completeness, including accompanying documents in terms of the approved loan guidelines
Ensure that all relevant information and documentation has been received from the operations as per the agreed checklist
Follow up with the branches to ensure that all supporting documentation is complete
Align products to the purpose of the loan and the Credit Policy to suit customers’ needs
Co-ordinate CAC and CCC setting up of agenda(s) for application(s) to be heard
Report stats of application(s) processed for allocated region(s)
Check the spreading of financial statements to identify the viability and performance of the business and assess business and financial risk by analysing financial statements of applicants
Build relationships with all relevant stakeholders to ensure understanding of requirements and addressing any credit-related issues
Respond to queries received from the Branch operations and the relevant Credit Committee
Promote a culture of credit risk management at branch level, providing guidance and training to operations on credit-related matters

Requirements

3-year Tertiary Qualification (Commerce) with majors in Accounting or a 3-year Credit Management Diploma
Relevant credit assessment experience
Thorough knowledge of the NCA, CPA, FICA, and related credit regulatory requirements
Primary and secondary agriculture sector finance
Appraisal of credit proposals and deal structure for assets finance, working capital, backward and forward integration finance

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Qualifications

No formal qualifications mentioned in the original job description.

Salary & Benefits

No salary or benefits information is provided in the original job description.

Note: As per the instructions, I have not included a “How to Apply” section as it is added automatically.

How to Apply

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About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

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Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

This information provides general career guidance. Actual salaries and requirements vary by employer.

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