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Johannesburg: Credit Risk Associate

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Job Description

About the Role

Join a highly respected, internationally integrated organisation within the metals and mining industry, where credit excellence and informed risk decision-making drive commercial success. This role offers exposure to global markets, cross-border stakeholders and high-value transactions, giving you the chance to develop advanced risk capabilities while contributing to strategic outcomes.

Key Responsibilities

  • Conduct in-depth credit assessments, including financial statement analysis, sector reviews, country risk evaluations and qualitative assessments of business models.
  • Perform pre-deal checks for large loan and prepayment transactions.
  • Manage collateral, insurance limits and insurance-related processes.
  • Analyse large datasets to support credit decisions and identify emerging trends.
  • Contribute to internal reporting, dashboard development, and documentation of model methodologies.
  • Prepare periodic and ad hoc macroeconomic and sector analysis.
  • Support enhancements to credit systems, tools, reporting frameworks and stress-testing models.
  • Collaborate effectively with senior management and global credit teams.
  • Ensure full compliance with internal credit policies and external regulatory standards.

Requirements

  • Education: Honours degree in Finance, Accounting, Risk Management, Economics, Engineering or a related quantitative field.
  • Postgraduate qualifications (CA(SA), CFA, FRM, CIMA or equivalent) advantageous.
  • Experience: Minimum 4 years experience in finance, credit analysis, or risk management.
  • Experience with Capital IQ and Bloomberg terminal beneficial.

Qualifications

  • None mentioned

Salary & Benefits

  • Salary details not specified

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

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About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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