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Johannesburg: Senior Credit Underwriter

Johannesburg: Senior Credit Underwriter

Posted on 2025-04-18 00:00:00

Employer Unspecified
Category Accounting / Finance
Location Gauteng  / Johannesburg

Job Summary

The ideal candidate will work closely with global stakeholders to manage the credit risk portfolio and ensure that the team adheres to performance goals. As a senior member of the team, you will oversee day-to-day operations, manage the limit and rating setting process, and provide guidance to the team. This position requires expertise in managing complex credit structures, asset valuations, and addressing atypical credit risks. Key Responsibilities: Manage and mentor a team of Credit Underwriting Analysts Support the Global Head of Underwriting with credit risk assessments and reporting Perform in-depth financial analysis, limit & rating setting, and re-assessments for a global oil marketing portfolio Provide guidance on credit risk appetite and asset valuations Monitor sector trends and produce macro-economic analysis Report on credit risk performance and KPIs to senior management Build and maintain effective relationships with senior management and the commercial credit team Qualifications & Skills: Bachelors Degree in Finance, Risk Management, Accounting, Economics, or Business Studies Post-graduate qualifications, Chartered Accountant, Chartered Financial Analyst (CFA), or similar certifications are advantageous At least 8 years of experience in credit risk or credit underwriting, ideally in mining, commodity trading, banking, or consultancy Strong financial analysis and reporting experience Proficiency in Microsoft Office (Excel, PowerPoint, and Access); coding skills in VBA, Power BI, or Python are advantageous Excellent communication skills, with the ability to work independently and manage priorities effectively How to Apply:

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