Kroonstad: Credit & Financial Analyst: Commercial Banking – Kroonstad

About the Role

An exciting opportunity is available for a skilled Credit & Financial Analyst to join a dynamic commercial banking environment in Kroonstad, South Africa. This role is ideal for someone with strong financial analysis and deal structuring experience, looking to contribute to impactful lending decisions and portfolio growth.

Key Responsibilities

• Analyse financial statements, cash flows, and business cases for lending decisions
• Structure and package credit applications for approval
• Assess risk, collateral, and overall deal viability
• Support portfolio management and client performance monitoring
• Ensure compliance with credit policies, procedures, and regulatory requirements
• Collaborate with internal stakeholders to drive efficient deal execution

Requirements

• Degree or National Diploma in Finance, Business, Risk, or related field
• 3–5 years’ experience in credit analysis or lending within a banking/financial services environment
• Strong financial modelling and analytical skills
• Solid understanding of credit risk, loan structuring, and financial principles
• Experience working with systems such as SAP/CRM (advantageous)
• Strong communication and stakeholder management skills

Qualifications

No specific qualifications mentioned in the original job description.

Salary & Benefits

No salary or benefits information is provided in the original job description.