Job Description
This is a critical leadership role responsible for optimising speed, efficiency, scalability, and return on investment across people, process, technology, and strategy. The role will play a key part in positioning the business as an industry leader through best-in-class client engagement strategies, advanced analytics, and compliant, customer-centric execution.
Strategy & Optimisation
- Lead the strategic and tactical execution of client engagement channels, including Dialer, OMNI, and Digital platforms, across agency and principal portfolios.
- Analyse collections and recovery performance to identify bottlenecks and implement risk-aligned strategies that optimise returns.
- Custodian of master data governance, ensuring best-in-class strategy deployment and champion/challenger frameworks.
- Drive continuous improvement of collections, recovery, and legal workflows, balancing customer experience with portfolio penetration.
- Collaborate with technology and vendor partners to enhance dialer pacing, AI-driven decisioning, and campaign effectiveness.
Leadership & People Management
- Lead, coach, and manage senior managers and heads of department.
- Drive performance management, capability building, and succession planning.
- Foster a culture of learning, innovation, accountability, and continuous improvement.
- Act as a change leader, driving transformation initiatives and managing adoption across the organisation.
Client & Stakeholder Engagement
- Meet and exceed client expectations in line with agreed SLAs.
- Act as a senior interface with clients, risk partners, and internal stakeholders.
- Influence and align campaign calendars, thresholds, and objectives with risk and compliance requirements.
- Build cross-functional alliances and support the development of competitive client engagement capabilities.
- Present insights and strategic recommendations to executive leadership, boards, and key stakeholders.
Process, Governance & Compliance
- Provide oversight and enhancement of dialer, OMNI, and digital reporting frameworks.
- Ensure compliance with regulatory requirements including the National Credit Act, Debt Collectors Act, and Consumer Protection Act.
- Implement robust governance frameworks to mitigate reputation, compliance, and operational risk.
- Oversee productivity, capacity management, and service level standards across operations and support functions.
Financial Accountability
- Achieve and exceed revenue, gross profit, and ROI targets.
- Manage operational expenditure in line with business strategy and investment priorities.
- Demonstrate strong financial acumen in budget management and enterprise value creation.
Qualifications & Experience
- Degree in Commerce, Economics, or Law (Postgraduate qualification preferred).
- Minimum 10 years’ experience in a collections or financial services environment.
- 5–7 years’ management experience, including 3–5 years at Senior Manager level.
- Proven exposure to call centre operations and unsecured collections and recoveries.
- Experience leading client enablement functions (risk campaigns, dialer, digital, client treatment).
- Exposure to AI-driven strategies within collections or recovery environments is advantageous.
- Strong understanding of best-practice collections strategy and operations at senior leadership level.
Core Competencies & Attributes
- Strategic acumen with the ability to align function to long-term business objectives.
- Systems thinking and cognitive complexity, with the ability to plan across 2–5-year horizons.
- Strong judgment and decision-making maturity with high-impact financial accountability.
- Advanced stakeholder engagement, influence, and executive-level communication skills.
- Entrepreneurial mindset with resilience, adaptability, and innovation focus.
- Deep financial literacy with a strong understanding of ROI and value creation.
Why This Role
This is a rare opportunity to shape and lead a sophisticated, future-focused collections strategy within a complex, regulated environment, influencing both operational outcomes and long-term industry positioning.
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