This role offers exposure to multiple areas of the business, the opportunity to build challenger models, and the chance to challenge modelling approaches used across the bank. If youre a critical thinker with experience in scorecard development and model validation, then this could be your next career-defining move. Key Responsibilities: Validate credit risk and marketing scorecards to ensure that models are accurate, reliable, and compliant with internal and external standards. Build and implement challenger models using data mining and predictive modelling techniques. Provide input into the governance and monitoring of models throughout the credit lifecycle. Collaborate with modelling teams and business stakeholders to provide challenge and assurance during model reviews. Job Experience and Skills Required: Education: Minimum: Degree in Mathematics, Statistics, Actuarial Science, or Data Science. Preferred: Honours Degree in Data Science, Statistics, Mathematics, or Actuarial Science. Experience: 36 years experience in scorecard development and validation, including credit risk application and behavioural models. Experience in building and monitoring models for marketing or decisioning purposes. Understanding of the credit lifecycle and model governance processes. Skills: Strong analytical thinking with excellent attention to detail. Proficiency in data mining and predictive modelling tools. Ability to work across multiple model types and business functions. Effective collaboration and communication skills within technical and business teams. Apply now!