Job Description
Responsibilities
Credit Proposals:
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Analyse financial statements and management accounts to assess applicants and guarantors
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Prepare income statements, balance sheets, and consolidate information
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Analyse VAT returns and book debts
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Research market trends and determine repayment affordability
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Obtain and verify client background information
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Request credit reports and security confirmations
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Create SWOT analyses
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Maintain security and arrears tracking
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Conduct sensitivity analysis for proposals
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Prepare trust review information and identify risks
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Respond to management and committee queries
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Conduct monthly book debt analysis and updates
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Liaise with clients on queries
Trade Finance Reviews:
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Maintain and update trade review lists and registers
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Track application status and approvals
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Maintain outstanding information lists
Review Letters:
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Prepare and follow up on trade review letters
General:
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Follow up on financial information from clients
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Review FICA documentation
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Complete necessary checklists
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Compile and maintain deal files
Requirements
- Degree or relevant qualifications in Finance/Accounting (highest level of competence)
- Minimum of 2-3 years experience in the Finance/Accounting environment
- Proficiency in MS Office
Knowledge of:
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Credit policies and procedures
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Shariah banking principles
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Banks policies and procedures
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Basic knowledge of the banks products and services
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Finance and accounting principles
Please Note, if you don’t match the Requirements or Industry, you won’t be consider for this role.
Benefits
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- Apply for this role today, contact Sonique Beetge at Hire Resolve or on LinkedIn
- You can also visit the Hire Resolve website: hireresolve.us or email us your CV: *****@*****.co.za
- Please use “Junior Credit Analyst“ as your subject line when applying via email
Contact Hire Resolve for your next career-changing move today
We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise
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