Job Description
Responsibilities
Credit Proposals:
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Analyse financial statements and management accounts to assess applicants and guarantors
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Prepare income statements, balance sheets, and consolidate information
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Analyse VAT returns and book debts
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Research market trends and determine repayment affordability
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Obtain and verify client background information
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Request credit reports and security confirmations
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Create SWOT analyses
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Maintain security and arrears tracking
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Conduct sensitivity analysis for proposals
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Prepare trust review information and identify risks
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Respond to management and committee queries
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Conduct monthly book debt analysis and updates
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Liaise with clients on queries
Trade Finance Reviews:
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Maintain and update trade review lists and registers
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Track application status and approvals
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Maintain outstanding information lists
Review Letters:
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Prepare and follow up on trade review letters
General:
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Follow up on financial information from clients
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Review FICA documentation
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Complete necessary checklists
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Compile and maintain deal files
Requirements
- Degree or relevant qualifications in Finance/Accounting (highest level of competence)
- Minimum of 2-3 years experience in the Finance/Accounting environment
- Proficiency in MS Office
Knowledge of:
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Credit policies and procedures
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Shariah banking principles
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Banks policies and procedures
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Basic knowledge of the banks products and services
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Finance and accounting principles
Please Note, if you don’t match the Requirements or Industry, you won’t be consider for this role.
Benefits
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- Apply for this role today, contact Sonique Beetge at Hire Resolve or on LinkedIn
- You can also visit the Hire Resolve website: hireresolve.us or email us your CV: .za
- Please use “Junior Credit Analyst“ as your subject line when applying via email
Contact Hire Resolve for your next career-changing move today
We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other Finance/Accounting Jobs in Kwazulu-Natal
In Kwazulu-Natal, South Africa, the finance and accounting profession is a vital component of various industries, contributing to the country’s economic growth and stability. Typically, job seekers in this field can expect to find opportunities across a range of sectors, including financial services, technology, manufacturing, and more.
Generally speaking, salaries for finance and accounting professionals in Kwazulu-Natal vary widely depending on factors such as level of experience, company size, industry sector, and specific role requirements. Typically, junior positions in this field may command salary ranges between R400 000 to R700 000 per annum, while senior roles can fetch salaries between R1 million to R3 million per annum or more. However, it’s essential to note that these are broad estimates and actual salaries can vary significantly based on individual circumstances.
Common skills for finance and accounting professionals in Kwazulu-Natal include proficiency in financial software such as SAP, Oracle, or Microsoft Dynamics, as well as strong analytical and problem-solving skills. Typically, candidates with a degree in finance, accounting, or related fields, as well as certifications like the CFA or CA (South Africa) designation, are highly sought after. Other essential skills often include excellent communication and leadership abilities, as well as the capacity to adapt to changing business environments.
Various industries commonly employ finance and accounting professionals, including the financial services sector, technology industry, manufacturing sector, and more. The financial services sector is particularly prominent in Kwazulu-Natal, with many banks, insurance companies, and other financial institutions operating in the province. Technology companies are also increasingly looking for skilled finance professionals to manage their finances and operations.
Career development opportunities for finance and accounting professionals in Kwazulu-Natal are numerous. Typically, senior roles may involve managing teams of junior accountants or financial analysts, while more experienced professionals can move into leadership positions such as Chief Financial Officer (CFO) or Director of Finance. Others may choose to specialize in areas like forensic accounting, tax consulting, or risk management, offering a range of career progression paths and opportunities for advancement.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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