Pretoria: FINANCIAL MANAGER

Our client with a national footprint within the financial sector seeks the duties of a highly skilled Financial Manager. Key Responsibilities Financial Strategy & Planning Lead financial planning, budgeting, and forecasting across business units such as lending, investments, insurance, or treasury. Analyse financial performance, product profitability, and cost‑to‑income ratios. Provide strategic insights on capital allocation, liquidity optimisation, and revenue growth opportunities. Support executive decision‑making through scenario modelling and stress testing. Regulatory & Compliance Oversight Ensure full compliance with financial sector regulations (e.g., FSCA, SARB, IFRS, Basel III/IV, Solvency II for insurers). Prepare regulatory submissions, prudential returns, and statutory reports. Maintain strong internal controls aligned with governance frameworks and audit requirements. Liaise with regulators, auditors, and compliance teams. Financial Reporting & Controls Oversee accurate and timely preparation of financial statements and management reports. Manage month‑end and year‑end close processes. Ensure adherence to IFRS and industry‑specific reporting standards. Strengthen financial controls across treasury, credit, investment, and operational finance functions. Risk Management & Capital Oversight Monitor financial risks including credit, market, liquidity, and operational risk exposures. Support capital adequacy assessments and risk‑weighted asset calculations. Collaborate with risk teams to implement risk mitigation strategies and enhance risk governance. Oversee asset‑liability management (ALM) processes where applicable. Treasury & Cash Flow Management Manage liquidity, funding strategies, and cash flow forecasting. Oversee investment portfolios, treasury operations, and banking relationships. Optimise interest income, funding costs, and balance sheet structure. Operational Finance Leadership Oversee financial operations including accounts, reconciliations, and financial systems. Drive process improvements, automation, and digital finance initiatives. Support product teams with pricing models, cost analysis, and financial feasibility assessments. Team Leadership Lead and develop finance professionals, fostering a culture of accuracy, compliance, and continuous improvement. Provide coaching and technical guidance on financial regulations and reporting standards. Qualifications & Experience Bachelors degree in Finance, Accounting, Economics, or related field (Honours or postgraduate qualification advantageous). Professional designation preferred: CA(SA), CIMA, ACCA, CFA, or equivalent. 510 years experience in financial management within banking, insurance, investment management, or fintech. Strong understanding of regulatory frameworks (FSCA, SARB, IFRS, Basel, Solvency II). Proven experience in financial modelling, risk management, and capital planning.