Job Description
About the Role
Numeral Financial Services Group is seeking a highly skilled SME Loan Officer to join our team in Pretoria. As an integral part of our credit committee, you will be responsible for assessing and implementing viable new and repeat SME business deals, ensuring accurate documentation, and presenting them for approval to achieve monthly and annual sales targets.
Key Responsibilities
- Assess all loan applications allocated to you for processing.
- Conduct thorough Due Diligence on loan applications, rejecting those that are not viable and submitting prospective good deals to the Credit Committee for approval.
- Implement approved loans properly up to the pay-out stage, including relevant documentation on file, client and Executive Management signatures, and loan progression to pay-out stage.
- Deal with client queries passed onto you, ensuring timely submission of required information.
- Assist prospective clients in completing online application forms as needed.
- Conduct after-care visits or calls on clients to ensure they are on track and progressing well.
- Follow up on clients who pay late or are in arrears.
- Adhere to the SME Credit Policy and Operating Procedures at all times.
- Attend promotional events like SME exhibitions as part of a team, promoting and explaining our lending products to prospective clients.
- Achieve and attempt to exceed budget targets allocated to you.
- Perform any other tasks requested by Executive Management.
Requirements
- High level of attention to detail.
- Exceptional interpersonal skills and ability to network.
- Ability to build and manage relationships.
- Effective planning, organising, and time management skills.
Qualifications
- Computer literate with knowledge in Excel, Word, and MS Suite.
- Minimum Grade 12, but preferably a B.Com Degree or Diploma in Financial Management.
- Experience in compiling an Income Statement, Cash Flow, and Balance Sheet, and interpreting Financial Statements.
- 3 years+ Loan Officer experience.
Salary & Benefits
No specific salary range is mentioned.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other Finance/Accounting Jobs in Gauteng
The finance and accounting sector is a significant contributor to the economy of Gauteng, South Africa, providing numerous opportunities for professionals looking to advance their careers. With major financial institutions, banks, and multinational corporations based in the province, there is a high demand for skilled finance and accounting professionals.
Salary ranges in Gauteng are generally in line with national averages, but can vary depending on factors such as industry, company size, and level of experience. According to recent job postings, average salary ranges for finance and accounting positions in Gauteng include:
R250 000 – R350 000 per annum for junior finance professionals
R400 000 – R600 000 per annum for experienced accountants
R700 000 – R1 200 000 per annum for senior finance managers
Key skills required for success in the finance and accounting sector in Gauteng include:
Financial planning and analysis
Accounting standards and compliance (e.g. IFRS)
Data analytics and reporting
Communication and interpersonal skills
Budgeting and forecasting
Risk management
Business acumen and strategic thinking
Major employers in the finance and accounting sector in Gauteng include:
Standard Bank, one of South Africa’s largest banks, with its headquarters located in Sandton, Johannesburg.
Multinational corporations such as IBM, which has a significant presence in the province, and Unilever, a leading consumer goods company.
The Johannesburg Stock Exchange (JSE), which is also based in the province and provides opportunities for finance professionals to work in investment banking and stockbroking.
Career growth opportunities are available in the finance and accounting sector in Gauteng, with many companies investing in training and development programs to support their employees’ career progression. Senior finance managers can move into executive roles, while experienced accountants can take on leadership positions or start their own businesses. Additionally, the JSE offers a range of training programs and certifications for finance professionals, such as the Certified Financial Analyst (CFA) program.
Overall, the finance and accounting sector in Gauteng presents numerous opportunities for career advancement and professional growth, with a high demand for skilled professionals and competitive salary ranges.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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