Job Description
About the Role
The Underwriting Assessor plays a critical role in balancing risk, responsibility, and fairness in life insurance applications. You will be trusted to assess, analyse, and finalise applications using Dis-Chem Life’s underwriting rules, risk philosophy, and digital tools.
Key Responsibilities
- Underwriting Risk Assessment: Independently assess and finalise life insurance applications in line with Dis-Chem Life’s underwriting policies and delegated authority limits.
- Evaluate all core risk components including medical disclosures, financial standing, occupational and territorial risk, lifestyle indicators, and insurability history.
- Apply appropriate underwriting loadings, exclusions, postponements, or declines in line with underwriting guidelines and reinsurer mandates.
- Maintain high standards of accuracy, clarity, and auditability in all case decisions and notes.
- Operational Excellence: Finalise underwriting decisions within defined service level agreements Accurately update internal systems, load decisions, and apply underwriting codes where applicable. Monitor and manage your own work queue in accordance with turnaround standards, complexity, and escalation procedures.
- Support audit readiness and participate in quality assurance reviews or calibration sessions. Maintain accurate records for internal quality checks and external audits.
- Stakeholder Support & Escalation Handling: Provide support to the Sales, Broker, QA, and Admin teams by responding to underwriting queries. Participate in training initiatives and present underwriting-related content to internal teams when required.
- Act as the first-line point of escalation for complex cases and policy rule interpretations.
Requirements
- Deep understanding of life underwriting principles including medical, financial, and lifestyle risk assessment.
- Proficient in underwriting across income protection, funeral, and business life cover.
- Familiar with reinsurer communication protocols and facultative referral standards.
- Comfortable navigating digital underwriting systems and working in tech-enabled environments.
Qualifications
Matric/Grade 12 – Essential Diploma/Degree in Medical, Financial, or Insurance-related field.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About IT / Computing / Software Jobs in North Johannesburg
As the demand for technology and computing professionals continues to grow in North Johannesburg, the IT industry has become a common destination for job seekers. Typically, roles in this field require a strong foundation in computer systems, software development, and data analysis. Generally, companies in various sectors such as financial services, technology, and manufacturing often have IT departments that cater to their specific needs.
Typically, salaries for IT and computing professionals in North Johannesburg can vary widely depending on factors like experience, company size, and industry sector. Broadly speaking, junior roles may fall within the range of R300 000 to R500 000 per annum, while senior positions can range from R600 000 to R1 200 000 per year. However, please note that these are general estimates and actual salaries can differ significantly based on individual circumstances.
Common skills required for IT and computing roles in North Johannesburg include proficiency in programming languages such as Java, Python, or C++, experience with database management systems like MySQL or SQL Server, knowledge of cloud computing platforms like AWS or Azure, familiarity with agile development methodologies, and strong problem-solving and analytical skills. Additionally, many companies also value skills in areas like cybersecurity, data science, and artificial intelligence.
Industry sectors that commonly employ IT professionals include the financial services sector, technology industry, manufacturing sector, and healthcare sector. The technology industry is particularly prominent in North Johannesburg, with many multinational corporations having a presence in the city. Manufacturing firms, on the other hand, often require IT specialists to manage their supply chain and logistics operations.
For those looking to break into or advance their careers in IT and computing, there are various opportunities for professional development. Typically, this includes pursuing certifications like CompTIA A+ or Cisco CCNA, attending industry conferences and workshops, and participating in online training courses. Many companies also offer internal training programs and mentorship schemes to help employees develop new skills and take on additional responsibilities.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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