Pretoria: SME Loan Officer posted by Numeral Financial Services Group

About the Role

We are seeking a highly skilled and experienced SME Loan Officer to join our team at Numeral Financial Services Group in Pretoria. As an integral part of our credit team, you will play a crucial role in assessing new and repeat SME business deals and implementing them properly for various lending products. If you have an eye for detail, excellent communication skills, and a passion for delivering results, we want to hear from you.

Key Responsibilities

• Assess all loan applications allocated to you to process.
• Do a thorough Due Diligence on all loan applications, reject the ones that are not viable and submit and present prospective good deals to the various Credit Committees for approval.
• Once a deal is approved, the loan must be implemented properly up to the pay-out stage which includes: all relevant documentation on file, client and Executive Management to sign all digital loan documentation and the loan to be progressed to pay-out stage. Clients to be sent Proof of Payment and relevant bonds registered with our Conveyancing Attorneys.
• Deal with all client queries that are passed onto you and get the client to load and / or send all the required information timeously.
• Assist prospective clients to complete the on-line application form if necessary.
• Do after-care visits or calls on all clients wherever possible in order to ensure that they are on track and progressing well.
• Follow-up on clients who pay late or are in arrears.
• Stick to the SME Credit Policy and Operating Procedures at all times.
• Attend promotional events like SME exhibitions as part of a team and promote and explain our lending products to prospective clients.
• Achieve and attempt to exceed all the budget targets allocated to you.
• Perform any other tasks as requested by Executive Management.

Requirements

• Must be well presented and well spoken.
• Have an entrepreneurial nature.
• Work meticulously fast and efficiently.
• Must be street-smart.
• Must have good Financial knowledge and skills.
• Exceptional Interpersonal skills and ability to network;
• Ability to build and manage relationships;
• Effective planning, organising and time management skills;

Qualifications

• Computer literate with knowledge in Excel, Word and MS Suite;
• Min Grade 12, but preferably a B, Com Degree or Diploma in Financial Management.
• Experience in compiling an Income Statement, Cash Flow and Balance Sheet and interpreting Financial Statements;
• Experience in purchase order loans and business order loans advantages.
• 3 years+ Loan Officer experience;

Salary & Benefits

A competitive salary will be offered to the right candidate. Please note that no additional benefits are mentioned in the original job description.