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Hillcrest: Personal Line Underwriter

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Job Description

The Personal Underwriter will assess personal insurance applications, analyze risks, and determine suitable policy terms and coverage. This role combines analytical expertise with client engagement, ensuring accurate risk assessments while maintaining strong relationships with brokers and clients. Key Responsibilities: Evaluate personal insurance applications and assess associated risks. Determine policy coverage, terms, and premiums. Issue and manage policies and endorsements according to company guidelines. Build and maintain strong relationships with clients and brokers. Manage a client portfolio, providing expert advice and support. Ensure compliance with regulatory standards and internal policies. Collaborate with the claims department on underwriting matters. Conduct market research to stay informed on industry trends and emerging risks. Maintain accurate documentation of underwriting decisions. Respond promptly to client inquiries to ensure service excellence and retention. Key Attributes: Strong attention to detail and accuracy. Proactive and solutions-oriented mindset. Excellent customer service skills. Effective communication and negotiation skills. Collaborative team player. Requirements: Matric (Grade 12) or equivalent. 25 years experience in personal underwriting, preferably in short-term insurance. Relevant insurance certifications (e.g., NQF Level 4/5, RE5) advantageous. Strong analytical, decision-making, and interpersonal skills. Knowledge of personal insurance products and underwriting principles. Experience in claims and commercial underwriting advantageous. Good telephonic etiquette and strong administrative skills. Driver’s License & own transport. Remuneration: R25 000 R30 000, depending on experience Only shortlisted candidates will be contacted

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

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About Accounting / Finance Jobs in eThekwini

The accounting and finance industry is a vital component of eThekwini’s economy, providing essential services to businesses, governments, and individuals. Generally, job seekers in this field can expect a stable and secure career with opportunities for growth and development. Typically, roles in accounting and finance are found across various industries, including financial services sector, technology industry, manufacturing sector, and public sector.

Salaries for accounting and finance professionals in eThekwini vary widely depending on factors such as experience, company size, and industry sector. Common salary ranges for entry-level positions typically start between R200 000 to R300 000 per annum, while senior roles can range from R500 000 to R800 000 or more. However, these figures are general estimates and actual salaries may vary significantly. It is essential to research the specific job market and industry trends to determine realistic salary expectations.

Common skills required for accounting and finance roles in eThekwini include proficiency in financial software, such as SAP or Oracle; strong analytical and problem-solving skills; excellent communication and interpersonal skills; experience with budgeting, forecasting, and financial analysis tools; a solid understanding of tax laws and regulations; and a degree in accounting or finance. Additionally, many employers require candidates to hold relevant professional certifications, such as the Chartered Accountant (SA) designation.

Accounting and finance professionals can be found across various industries, including financial services sector, technology industry, manufacturing sector, and public sector. The financial services sector is often a major employer of accounting and finance professionals in eThekwini, while the technology industry also provides many opportunities for growth and development. Other industries, such as manufacturing and construction, also require skilled accounting and finance professionals to manage their finances effectively.

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Career development opportunities are abundant in the accounting and finance field, with many employers offering training and development programs to help employees advance in their careers. Typically, experienced accountants can move into senior roles or take on leadership positions within their companies. With experience and additional certifications, accountants can transition into management roles, such as financial controller or accountant manager, or pursue career paths in finance consulting or public practice.


This information provides general career guidance. Actual salaries and requirements vary by employer.



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