Job Description
About the Role
We are seeking a highly skilled Graduate Actuary / Data Scientist to join our team in Johannesburg. As a key member of our finance department, you will be responsible for driving business growth through data-driven insights and predictive modelling. Your passion for data analysis, problem-solving, and financial behaviour will enable you to make a significant impact on our organisation.
Key Responsibilities
- Debt Review Lifecycle Diagnostics: Analyse active DR, preâterm, and TDR behaviour including payment consistency, dropâoff risk, survival analysis, cure potential, and lifecycle value.
- Portfolio Segmentation & Mandate Performance: Build DC/PDA segmentation, cohort analyses, seasonal patterns, yield outlooks, and reinstatement forecasting.
- EndâtoâEnd Process Mapping: Map and analyse the full value chain (Acquisition DC PDA Collections Distribution) to identify bottlenecks and improvement opportunities.
- Predictive Modelling Suite: Design models related to dropâoff risk, reinstatement likelihood, settlement uplift, and workflow optimisation.
- Economic & Commercial Analysis: Assist in building a Termination Decision Framework (NPV, breakâeven, ROI, scenario analysis).
- Performance Reporting: Develop daily/weekly/monthly reporting dashboards covering yield, ageing, reinstatements, and settlement lift.
Requirements
- Education: Honours or Masters degree ONLY in Statistics, Data Science, Mathematics, Actuarial Science, or Economics.
- Experience: No formal work experience required. Must have demonstrated modelling ability through personal projects, academic research / dissertations, Kaggle or other competitions, independent modelling work completed in your spare time.
Qualifications
No specific qualifications mentioned.
Salary & Benefits
Salary information not provided.
Note: The original job description did not provide salary information, so this section is skipped.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Graduate Jobs in Gauteng
In Gauteng, the graduate job market in the technology sector is highly competitive, with many multinational companies operating in the region. Typically, graduates with a degree in computer science, information systems, or related fields are in high demand, particularly for roles involving software development, data analysis, and digital transformation. Generally, these students can expect to find employment in various industries, including financial services, manufacturing, and healthcare.
When it comes to salary expectations, graduate positions in Gauteng typically offer broad ranges, with the most common figures falling within the R400 000 to R700 000 per annum bracket, depending on factors such as experience, company size, and industry sector. Common exceptions to this range include senior roles or those in high-growth industries, where salaries can exceed R1 million per annum. However, these exceptions are often reserved for highly skilled candidates with significant work experience.
In terms of common skills required for graduate positions in Gauteng, many employers look for individuals with strong programming skills, particularly in languages like Java, Python, or C++. Additionally, proficiency in data analysis tools and software development methodologies is also highly valued. Other essential skills include effective communication, teamwork, and problem-solving abilities. Furthermore, many companies prioritize candidates with relevant internships, research experience, or participation in hackathons or coding competitions.
Common industries that employ graduate positions in Gauteng include the financial services sector, technology industry, manufacturing sector, and healthcare. In these sectors, graduates can expect to find roles in fields such as IT project management, software development, data analysis, and business consulting.
When it comes to career progression, graduates with a strong work ethic and continuous learning mindset often find opportunities for advancement within their organizations or to other companies. Common career development paths include senior software developer, technical lead, business analyst, or management roles in various industries. Moreover, many employers provide training programs, mentorship schemes, and professional certifications to support the growth and development of their employees. By possessing a combination of technical skills, soft skills, and industry knowledge, graduates can successfully navigate their careers in Gauteng’s competitive job market.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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