Johannesburg: SMI 18057 – Commercial Broker – Short-Term Insurance (Brokerage Experience Essential)

Employer Description A well-established insurance brokerage located in Johannesburg North, known for providing tailored insurance solutions and maintaining long-standing relationships with corporate and commercial clients across various industries. Job Description Our client is seeking an experienced Commercial Broker with extensive knowledge of short-term commercial insurance to join their team. The successful candidate will be responsible for managing and growing a portfolio of commercial clients, providing expert risk advice and ensuring clients receive appropriate insurance solutions tailored to their business operations. This role requires a highly experienced insurance professional with a strong brokerage background, excellent client relationship management skills and the ability to identify and structure suitable insurance solutions for complex commercial risks. You will be responsible for: Managing and servicing an established portfolio of commercial insurance clients. Conducting comprehensive risk assessments and advising clients on appropriate insurance solutions. Structuring and placing commercial insurance policies across a range of industries. Providing professional advice on policy coverage, risk exposure and risk mitigation strategies. Negotiating terms, premiums and policy structures with insurers to ensure optimal coverage for clients. Maintaining strong relationships with underwriters, insurers and other industry stakeholders. Reviewing client insurance portfolios regularly and identifying opportunities for additional coverage or improvements. Preparing and presenting insurance proposals, renewal reviews and policy documentation to clients. Assisting clients with claims management and claims-related queries where required. Ensuring compliance with FAIS and regulatory requirements. Identifying and pursuing new business opportunities within the commercial insurance market. Maintaining accurate records of client interactions, policies and renewals. Qualifications Relevant qualification in Insurance, Risk Management, Finance, or Business (advantageous). RE5 certification required. Relevant FAIS credits / regulatory compliance required. Professional insurance qualifications such as NQF Level 5 or higher in Short-Term Insurance will be advantageous. Skills The successful candidate will have: Minimum 10 years experience in short-term commercial insurance within a brokerage environment. Extensive knowledge of commercial insurance products, including property, liability, motor fleet, engineering and business interruption cover. Strong understanding of risk analysis and insurance structuring for commercial clients. Proven ability to manage and grow a commercial client portfolio. Excellent negotiation skills with insurers and underwriters. Strong client relationship management and advisory capabilities. High level of professionalism and ability to engage with business owners and senior decision-makers. Excellent communication and presentation skills. Strong organisational and time management abilities. Ability to work independently while contributing to a team environment. Proficiency in Microsoft Office and insurance management systems. Benefits Comprehensive benefits included as part of the cost to company package.